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Accepting $ from family?

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Aloros

Brilliant_Rock
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I''ve come across a bit of a dilemma.

Last night, I got an email from my parents, telling us that they were giving us 5k as a wedding gift. They stipulated that I spend it on a couple minor things to fix on my car, a new computer monitor, and to not skimp too much on the wedding. The rest was ours to do with as we pleased.

My FI was very unhappy with this. He feels like this is too much $ for us to accept. My parents gave us 2k last July as a housewarming gift since we just bought and moved into our home. He is uncomfortable in general about extravagant gifts. He doesn''t feel we did anything to "earn" this.

I''m all for accepting it with graciousness and many thanks, but I don''t wish to make my FI uncomfortable either. My parents are not hurting financially, so it''s not that. They have been very very good to us, but I''m used to it and used to reciprocating as best I can. They''re my family! We are all generous with one another, as much as we can afford to be.

His father is giving us 3k for our honeymoon. My FI has admitted that the only reason he is accepting this $ is because he wanted to make me happy. Prior to this offer, we were not going to be able to take our honeymoon until a year later, and I was sort of bummed about it.

He wants me to call my mom and tell her we cannot accept so much from them.

I''m a little uncomfortable with this because I was brought up to turn someone down once, but if they insist, to accept with graciousness. What if she insists??
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This is a bit of a recurring theme with my FI. He has always been so hard on himself, and although it''s made him the wonderful person he is today, sometimes I just want to shake him and say "RELAX! ENJOY YOURSELF WITHOUT GUILT FOR ONCE!"

Gah! I''m unsure of how to handle this. I''m waiting for my mom to call me back.
 
Well, for starters, I don''t think gifts are earned. They are given because the giver wants the receiver to have the gift.

In you particular situation, it''s even more appropriate to accept the gift because it is from your parents. They want to contribute something to your and FI''s life together, and there is no reason for anyone to feel guilty.

The only caveat to this is if your family will make you and FI feel like you owe them, and throw this money in your faces if there is ever conflict with them. If that is not the case, I stand by my point.

I had a similar situation with my own parents when I got married. I thought the amount of money they wanted to gift us was more than they could afford, and told my mother that she doesn''t have to give me that much. Well, she ripped my head off, saying it''s her money, and she knows what she can/can''t afford, and she CAN afford this, and wants me to have it.
 
I''d accept it.

You know your parents best. If you feel this is a genuine, no-strings-attached gift, given with love (and it sounds like it is), and they are comfortable financially, then accepting it graciously is the right thing to do. I''m not sure why your fiance has such a problem with YOU accepting a gift from your own parents (it would be different if it were his), but I think that''s a hang-up he needs to get over.

Maybe talk to him about why he feels that way - does he think your parents would try to control the wedding/your lives? Is that the way his parents tend to use gifts? Is it a male pride thing? Just a thought.
 
I think it is part pride and part guilt.

I really think I'm one of the luckiest people in the world - I can't foresee any situation in which I would come into conflict with my parents, and they would never throw that back at me. They are caring, generous people who genuinely just want FI and I to be happy. No strings attached (except the aforementioned stipulations).

FI and I are doing fine financially, which is something he pointed out, but we have several house projects that it would be really helpful for.

He really likes my parents...I think it's the guilt speaking, mostly.
 
Accept the money graciously. It''s a gift that your parents want to give to the two of you. Does he feel like accepting the gift will make him obligated to your parents? Have you told him that your parents might be hurt if you two didn''t accept their wedding gift?
 
My mother did the same thing. It wasn''t earned. Gifts aren''t earned. It was given in sincere earnest that we plan the wedding we want and the want/need to help and be a part of it. I would take it, it would probably hurt their feelings if you didn''t.
 
You should accept the gift. If you have kids, you will want them to do the same when you offer them a gift. I think that turning down gifts can be very hurtful to the gift giver. Pride should not get in the way.
 
Hah! I''ve convinced him, using some of the logic you lovely ladies have posted. He''s stipulated that I have to use some of the $$ to buy myself a new desk (right now I have 2 college-era desks, shoved together to form an L-shape. Both are broken).


Date: 6/10/2009 3:00:17 PM
Author: beach
You should accept the gift. If you have kids, you will want them to do the same when you offer them a gift. I think that turning down gifts can be very hurtful to the gift giver. Pride should not get in the way.
Yeah, I don''t get why he wouldn''t look at it from this perspective. We have full custody of his son. What''s funny is that his son has tried to turn things down from US in the past (he''s 11, and a generous spirit), or to share them with us, and we have to gently remind him that we are giving it to him because we want to make him happy and to please use it for himself.

Like father like son I guess!

Yay, PS to the rescue again!
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You''re their little girl and you are getting married, let them spoil you and take the money. My parents are the same way.
 
Date: 6/10/2009 3:00:17 PM
Author: beach
You should accept the gift. If you have kids, you will want them to do the same when you offer them a gift. I think that turning down gifts can be very hurtful to the gift giver. Pride should not get in the way.
Ditto! I would be very upset with my daughter''s FF if he told her to give our gift back!!! He needs to learn to graciously accept gifts!
 
hmm i agree with everyone here. there was nothing you and your fiance conjured up to get your parents to give you the money. they are truly doing it from their bottom of their hearts. and of course you''re getting married once, so it''s best to get it right ;)

definitely accept it graciously, and i''m sure when there comes a time when they need something, you will be the first to be there for them :)
 
i''m not saying don''t accept it, and i probably would be talked into it if i was in your FI''s position, but i too HATE accepting large money gifts. my family is not well off, we''re not poor, but i''ve never had superfluous money, i got nice things for holidays and my birthday, but other than that i got one pair of shoes a year kinda deal. so in some ways yes i wouldn''t want to accept out of pride, what i get is what i earn and work for, but it''s also because i know there always have been and always will be people who need it more than me. there are things i want, but i already have all i need. i know better than to try to turn down gifts from family though, they know where i live...
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You''re getting married! If there was ever a time to accept a large sum of money as a gift, it''s when you get married! Although, in my opinion, if someone wants to give me a gift, I always accept it. They want to give it, so let them.

If I refused a gift from my parents because my fiance told me to, they would be very upset and would very likely think badly of my fiance.
 
I''d definitely accept it. I think that it''s lovely that your parents have offered it to you and that it might hurt them if you don''t accept it. That''s great that he came around to thinking your way!
 
Unless your parents have a knack for being fiscally irresponsible and accepting the gift causes your parents great financial strain, accept it! It is not a loan, and it is not something you asked for. They are graciously offering you a gift. Graciously accept :)
 
It''s interesting that your parents included the stipulations they did. Is there any chance that they think your FI is a little too tight with the purse strings, and that''s what he was reacting to? If not, please forget I asked.
 
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