I've spent quite a bit of time here searching the forums and I appreciate all the valuable information and various points of view. I'm searching for an engagement ring for my gf, and I need some general help on my overall search trajectory. My budget for diamond and setting is +-$12k. My gf and I have spent some time looking at settings and we tend to gravitate to settings like this (her more generally, and me more specifically):
http://www.whiteflash.com/engagement-rings/diamond-settings/the-katie-pave-diamond-engagement-ring-1270.htm
http://www.jamesallen.com/designer-jewelry/meno-collection-by-danhov/18K-Gold-ME31-Designer-Ring.html
Given a setting of ~ $2k, my diamond budget is ~ $10k. My thoughts on a diamond are to get ~ 1.5 ct, with the best cut I can (not H&A), color H-I, clarity VS2-S1 (eye clear), with polish/symmetry EX-ID. I've read that color above H on a round doesn't add a lot of value. I've also read that there are many diamonds in the VS2-S1 range with inclusions that aren't visible to the naked eye so upgrades in clarity don't necessarily result in "quality you can see". Are these two thoughts reasonable?
The settings I've referenced above have pave accent diamonds with color F-G, and clarity VS1-VS2. Is it fair to assume that the clarity of the accent diamonds won't cause much, if any relative visual clarity difference between the accent diamonds and the center diamond? What about color? I'm concerned that the smaller, "whiter" accent diamonds will cause the larger center diamond to show color.
Lastly, will a ~ 1.5 ct center diamond in the settings above fill out this type of setting, or will the setting overwhelm this size center diamond? Ultimately I'm trying to figure out if given my budget, I can end up with a very good total product with the setting type I like, or if I need to redirect my setting selection to something different.
Thanks in advance for your help.
http://www.whiteflash.com/engagement-rings/diamond-settings/the-katie-pave-diamond-engagement-ring-1270.htm
http://www.jamesallen.com/designer-jewelry/meno-collection-by-danhov/18K-Gold-ME31-Designer-Ring.html
Given a setting of ~ $2k, my diamond budget is ~ $10k. My thoughts on a diamond are to get ~ 1.5 ct, with the best cut I can (not H&A), color H-I, clarity VS2-S1 (eye clear), with polish/symmetry EX-ID. I've read that color above H on a round doesn't add a lot of value. I've also read that there are many diamonds in the VS2-S1 range with inclusions that aren't visible to the naked eye so upgrades in clarity don't necessarily result in "quality you can see". Are these two thoughts reasonable?
The settings I've referenced above have pave accent diamonds with color F-G, and clarity VS1-VS2. Is it fair to assume that the clarity of the accent diamonds won't cause much, if any relative visual clarity difference between the accent diamonds and the center diamond? What about color? I'm concerned that the smaller, "whiter" accent diamonds will cause the larger center diamond to show color.
Lastly, will a ~ 1.5 ct center diamond in the settings above fill out this type of setting, or will the setting overwhelm this size center diamond? Ultimately I'm trying to figure out if given my budget, I can end up with a very good total product with the setting type I like, or if I need to redirect my setting selection to something different.
Thanks in advance for your help.