Grrrrrr

[Kayakqueen83]

So we are moving in less then TWO weeks! BF has been out of town in training every week only to come back for the weekend to help pack so it always a bit stressful when we do see each other. And when he is gone I’m in a depressingly empty house. AND we don’t have a place to live yet! I think I’m going to have a nervous breakdown! We have been looking for the past month for a rental house that will accommodate us and our two dogs… and we are having a bit of trouble. We FINALLY found one. And we filled out the application today. Only to read that the income of the household has to be 3 times over the rental amount but if there are two renters who are not married each individual person has to have an income 3 times over the rental amount. Then, instead of one application and the 50$ application fee that goes along with it, we have to pay for two application fees because we are not married.

Ahhhh, I didn’t need the marriage thing to be brought up while I’m so stressed out about this move. The BF is being wonderful about it all... So maybe I should make him pay the extra application/non-married fee?

haha

Ok.... I feel much better now.

 

[ladypirate]

Are you renting from a company or from a landlord? If you''re dealing with a landlord, they may be willing to work with you more. Also, if you have a significant amount in savings, that may work to your advantage.

We''re also waiting to hear back on a house we applied to rent--it''s nervewracking! *hugs*

 

[KCCutie]

TeeHee! Yes, make him pay the extra non-married $50 fee.

I like that idea.

Seriously though moving is stressful enough I know what you mean about finding a place when you have 2 dogs. That''s partially why we decided to buy, but now we have to find and have possession of our new home in 60 day...90 at the most...talk about stressful! I hope the rental you''re applying for works out! sending some dust your way!

We''re here for you girl anytime you need to vent!

 

[sunnyd]

Hmmm. The 3x income per person seems really extreme. If you make 6x more money than the rental cost, why wouldn''t you buy?!?!

Dumb. But anyway, you''re renting now, yes? If you have perfect payment history and the amounts are comparable, maybe your current landlord could give you a glowing recommendation? The double application fee is standard. I''ve been there too...

Sorry it''s being more stressful than you need right now. Good luck with the place!

 

[kittybean]

I just went through the apartment-hunting process and experienced the same thing with having to pay 2 application fees, but they definitely did not require 3 times the rent each. That seems excessive. I''ve been learning lately that everything really is negotiable, so I would try to reason with the rental company or landlord and point out to them that requiring six times the rent between the two of you is unreasonable. The worst they could say is "no," and then you''d be in the same position you are now.

 

[Kayakqueen83]

Ah, I knew my PS friends would understand!

Yeah, it is a lot of stress and we do have a considerable amount in savings (almost enough for a down payment on a house! whooHoo!) And we know we will have to pay a decent amount for a pet deposit. Luckily we have my BF''s father who will co-sign if we need to. (although I really like to do these kind of things on my own) I have great credit but not a huge income and my BF has a great income with not so hot credit. (he has never had a credit card before so he hasn''t built much credit) We are trying to get all of our ducks in a row before starting to buy next year and we wanted to spend the least amount of money towards rent as possible... although those dreams are coming to a crashing halt now that we are moving in less then two weeks. We really have decided to just take whatever we can get at this point.

3x the income does seem extreme to me as well. I could understand if it was for our combined income but for each of us? I think it is a bit much. Oh well, hopefully it will all work out. I''m trying not to stress too much about it. But filling out the paperwork today got me all worked up. I''m just so ready for our first night there... even if it is on an air mattress!

Thanks for the dust ladies... hopefully it will start kicking in soon!

ladypirate: good luck on your rental. I hope it goes through!
KCCutie: you are going to love having your own place. It is stressful at first but it is the coolest thing when you sign those papers! (I miss owning a house!)
SunnyD: actually our rent now is over 400$ more then what we will be paying once we move. It was never that hard to get into our current place and we only had one income. I was working and my BF was in law school.. he still had money to pay rent but he had no income technically. I have no idea why they expect so much for this place. Maybe because it is a house and not in a complex?

I had to fax the paperwork to my boyfriend so he could sign and send it. I couldn''t help but to write on the cover sheet that this whole process would be a lot easier if we were married... Evil Kayakqueen

 

[bobbin]

Wow, getting a rental where you live seems very expensive, not too mention stressful!

My BF and I have just moved into a new rental and when we were looking for a place it was stressful as it is extremely competitive at the moment, but there weren''t any application fees or strict income amounts!

Is the application fee for every rental you apply for and non-refundable? What a rip-off!

Oh and I know how you feel about being stressed around each other- when we were moving we only had time to do it in the evenings after work and we were moving for about two weeks. we fought a lot during that time

. My friend told me that a ridiculous percentage of relationship breakdowns are instigated by moving house.

 

[Kayakqueen83]

Yea the moving is definitely taking a toll on both of us. We did get into a fight last week (and we hardly ever get into fights) that I''m sure wouldn''t have happened if we both were home and settled (even thought the fight wasn''t about the move) He is gone all during the week and is whenever he gets home we are so busy getting things ready for the move that we just want this over with. It hard to be excited when you are too busy to be. He did come home last weekend but I left to go out of town for a night to see the SATC movie with my girlfriends. (you HAVE to have priorities!!! haha). I''m just looking forward to it all slowing down. We faxed our application yesterday but we have to mail them the cheques... so I don''t know if they will process the application until they get the application fees. (and yes... they are non-refundable) I think it''s ridiculous as well, but right now we are willing to jump through as many hoops as they want so we can get this house.

Thanks for all your understanding! Hopefully this will be over with soon. I hate moving so much. (although, I do enjoy "nesting")

 

[Kayakqueen83]

So my new boss just called to let me know that she can only imagine how stressful this quick move is. She asked about wether we found a house yet... and I told her not quite.

Well.... she told me that she talked to her boss and they would like to give me an extra day off on Monday! And I wont have to take any leave! That will REALLY help out with the crazy move.

Really, everytime I start to get stressed out things just sort of work out. I really need to have more faith and not get so stressed. What a great turn of events.... hopefully, this good luck will just keep on comming! (I think it may be the PS dust!)

Thanks everyone!

 

[ladypirate]

The PS dust works! We got approved for our rental and are signing the least today.

Now I''m sending all my dust your way! Good luck and congrats on the extra day off!