Dishonest Cleaning Help

[SquareCut]

Using a liscensed and bonded cleaning agency is no guarantee AT ALL. An agency can send different people to your home each time - no chance for loyalty there. My mom''s ering was stolen from by someone from a large agency and they were no help - told her she had to prove it - and they wouldn''t even give her the names of the cleaners who had been in her home. The police dusted for fingerprints but couldn''t do anything. Even when you lock up your valuables - they can still steal -they once stole my perfume and a bunch of other small items. As a result I''ve been stuck doing my own cleaning and sending out the laundry.

 

[aphisiglovessae]

Date: 2/12/2006 6:59:26 PM
Author: RockDoc
Some Insurance Information.


Hopefully you had the earring scheduled for coverage with an ALL RISK RIDER. In most insurance company policies, for items not with scheduled coverage, only a provable theft is generally covered. This usually means evidence of a break in i.e broken door, window lock etc. Damge, breakage, mysterious dissappearnce is not covered.

Scheduling the items of jewelry is a safe way to not be funding a potential loss from you pocket. Read your policy - it spells out what is and what isn't covered and under what conditions. It also states how a claim is to be settled/paid.

Rockdoc

VERY good point Rockdoc. Do you happen to know what Chubb covers in this situation? I have Chubb, so I should look at my policy over again (it's been a long time).

 

[MrsFrk]

As Perry mentioned, no lock is really uncopy-able.
Licensed and bonded doesn''t guarantee anything- it just means the person who is officially on the payroll passed a cursory background check. His/her brother/sister/wife/husband could be an ex-con with multiple grand thefts on their rap sheet.
Locks are really beside the point; once someone is in the house all they have to do is open the door for an accomplice.
Get a safe for sure...and I think that the best idea if you are affluent is to not have a ''crew'', but to have just one cleaning person, one person that you know and trust. It will take longer to get the job done, but you minimize your exposure.
When you allow strangers into your house to do drudge work, you take these risks.

 

[fire&ice]

Regarding the insurance - my friend has Allstate as do I. She was having some work done on the house - i.e. some contractors were in and out. Some rings of hers went missing - nothing real valuable - nothing scheduled. Since it was under the 1k limit for stolen jewelry, they paid her claim. She did not have to prove that they were stolen. So, it may be a recourse for you if you want to pursue it.