FCD help please

[jbkhere]

So I've come across a preloved three stone 1 yellow (.35) and 2 pink (.33 ea) diamond ring. Seller has AGS cert but does that tell me anything about treatment of the diamonds? I asked if they were irradiated or heated and seller responded that they are naturally colored stones. Is there something more specific I can/should ask? This is the only picture I have - how does the color seem? Is there something here or should I just be walking away from this deal? Thanks all!!

 

[Enerchi]

slurp....

I can't answer your question, but it sure looks amazing! Would you consider also posting (or changing to...) Rocky Talk? Perhaps the FCD experts there could also give you input? Kenny is quite the FCD expert!

Is the price something you are comfortable with - regardless of any enhancements?

 

[SB621]

AGS has several different diamond reports. Do you know which one? I do believe it should list the treatment. Can you request from the seller a picture of the report or can you post the report number?

What is th pricing the seller is asking for? That would be helpful in telling you if this was a deal or not.

I have very limited knowledge on colored diamonds but I will say that a pink diamond .33ct would be worth a lot of money unless it was actually a brownish pink or other similar color with pink modifer which would drop the price to more affordable. I really can't tell from the 1 picture you provided if the yellow is a FLY, FIY or just a lowered color diamond. Once again the report should tell you most of this information. I wouldn't purchase it till I saw the report.

 

[davi_el_mejor]

AGS has several different diamond reports. Do you know which one? I do believe it should list the treatment. Can you request from the seller a picture of the report or can you post the report number?

What is th pricing the seller is asking for? That would be helpful in telling you if this was a deal or not.

I have very limited knowledge on colored diamonds but I will say that a pink diamond .33ct would be worth a lot of money unless it was actually a brownish pink or other similar color with pink modifer which would drop the price to more affordable. I really can't tell from the 1 picture you provided if the yellow is a FLY, FIY or just a lowered color diamond. Once again the report should tell you most of this information. I wouldn't purchase it till I saw the report.

From the pic they all appear to have a brown modifier. Not a bad thing, it keeps prices reasonable

I think pinks can handle more brown than people would guess without looking muddy pink.

 

[AN0NYM0US]

I believe AGS will disclose treatments. As Davi said the pinks do appear rather brown and I can't really see the clarity or cut from that pic. Should you walk away? Well there's a lot of missing info here...we don't know exact color, clarity, cut quality and cost.

 

[kenny]

So I've come across a preloved three stone 1 yellow (.35) and 2 pink (.33 ea) diamond ring. Seller has AGS cert but does that tell me anything about treatment of the diamonds? I asked if they were irradiated or heated and seller responded that they are naturally colored stones. Is there something more specific I can/should ask? This is the only picture I have - how does the color seem? Is there something here or should I just be walking away from this deal? Thanks all!!

I just called AGS and as I suspected they do not grade FCDs.
Of course they can grade white diamonds all the way down to the colored end of the scale towards yellow but the pic really does look like that yellow would easily fall into the fancy yellow category.

The seller saying there are AGS Reports is a huge red flag.
Personally I'm not a risk taker so I'd insist all 3 diamonds were removed and sent to GIA to verify color and material origin.

Still, people vary and buying this with unknown color (and material) origin may fall within your comfort zone if you felt the price was very very low, as in 3 glass stones since there is no proof they are anything more.

I'd at least pay an independent professional GG appraiser who does not sell diamonds offer an opinion.

https://www.pricescope.com/appraisers

 

[jbkhere]

Thank you all! I asked seller for the AGS report and was told its been lost and that they are waiting for a copy back from the jewelry store.
Seller is asking $3,000 but without any verification that the stones are naturally colored I'm not interested at all.Thank you!!

 

[kenny]

Wise decision IMHO.

 

[Enerchi]

+1. If they have 'lost/misplaced/can't produce' the report... RED FLAG!

You dodged a bullet - mind you, it's a pretty bullet but not for $3K!

 

[LD]

I disagree with what has been said above (sorry).

(1) The pinks look brown - the majority of irradiated/hpht pinks would not look like this so I suspect they may be natural.

(2) The yellow is also quite pale - if it were irradiated/hpht I would expect to see a more vivd colour.

You don't state the carat weight of the diamonds but they don't look too small.

For the price you've quoted, I would ask the seller if they would be prepared to sell the ring on the basis that the diamonds are untreated. You could both pick an appraiser, give him/her to send to the lab and deposit the money with him/her. When the lab report comes back (and you'd be best of using GIA) if they're natural the money is released. If not then the appraiser returns the ring to the vendor and money to you.

I would NOT pass this by and just to put this into perspective, I have been buying FCDs for over 20 years! In all those years, I've only once fallen foul and bought a laser drilled FCD.

 

[jbkhere]

The yellow is .35 and the pinks are .33 each

 

[kenny]

Also we have FCD buyers here who bought ungraded stones for low prices (Under $100?), sent them to GIA, and they turned out to be natural.
I know that my conservative GIA-only position means I will NEVER get a killer deal on an FCD.
I am not pushing my perspective on others; I realize some people have more risk tolerance and love hunting for killer deals, and they are good at it. Bless their hearts! I'm jealous.

Still, even if these 3 stones had GIA reports stating they were fully natural FCDs $,3000 for a paler yellow and two brownish pinks each a third of a carat sounds like no killer deal, especially on the used market.

I know you can't judge from pics but I suspect brown in those pinks too, which may also explain why nobody bothered sending them to GIA.
Without reports you may find buyers you can "trick" into thinking they are only pink.

If this was $300 I might throw caution to the wind and take the risk.
At $3,000? No way.

 

[LD]

So, you have in total about a carat plus the accent white diamonds. You've also got the gold weight (presume it's gold)?

It's a bit overpriced and now knowing the carat weight I would pay around $2k or under (don't forget this is on the used market and isn't new which does make a difference).

Even if those pinks have brown in them, they still look pinkish. The brown will make them cheaper but the clarity (from what I can see in the photo) looks ok so they will probably be very pretty.

What I would ask is about the cut. Ovals tend to suffer from the dreaded bowtie and certainly the yellow is displaying that. I can't see the pinks because the photo isn't head on. Do you have any photos of the pinks head on? That would be helpful (to see the clarity also).

 

[jbkhere]

I'm intrigued by this ring for sure. But for now I'll just wait to see if I ever hear back from the seller once he "finds" his paperwork. Thanks all!

 

[chrono]

I am quite curious about this - what is the return policy on this ring? Is the seller agreeable to have the sale contingent upon having the FCDs checked out (in terms of treatment and colour)? If so, is the seller trustworthy enough to hold on to your funds until then? I also wonder about the AGS memo because I've never heard of them providing reports on FCDs.

 

[kenny]

I also wonder about the AGS memo because I've never heard of them providing reports on FCDs.

Yesterday I call AGS to ask this, and said they have never graded Fancy Colored Diamonds.

 

[jbkhere]

Just an FYI to all. The seller has gotten back to me with his "report" from Gemological Appraisal Laboratory of America. Not AGS as was stated in his listing. Thanks!!

 

[kenny]

Just an FYI to all. The seller has gotten back to me with his "report" from Gemological Appraisal Laboratory of America. Not AGS as was stated in his listing. Thanks!!

Thanks for the update.

I'm curious, was it more of an appraisal (value and description) of the whole ring?
Or were there three lab reports, one for each diamond stating material and color are both of natural origin?
If the later what were the color grades the lab gave to the diamonds?

 

[jbkhere]

More of an appraisal. It doesn't even list the sizes of the colored diamonds!

 

[kenny]

More of an appraisal. It doesn't even list the sizes of the colored diamonds!

Thanks, I'm surprised (but maybe not) anyone would assign a appraised value to 'colored diamonds' when there is no documentation as to whether the material and color are or natural or man-made origin- since that dramatically changes the value.
So no mention whatsoever is made on the FCD's material or color origin?

Seems quite a dubious 'lab'.

 

[chrono]

Sounds like that piece of paper is basically useless. To get some idea of their colour grading and treatment, it's best to have the ring evaluated by a neutral yet qualified third party gemmologist.

 

[jbkhere]

The "appraiser" just says that the color of the diamonds are 2 natural pinks and 1 natural yellow. SI 1-2
I do get the feeling that this ring is the result of a breakup and while I do not think the seller is dishonest - but certainly does not have enough info for me to want to purchase it. Certainly not for anywhere near his asking price.