Insurance for Lab Diamonds?

[jeaniefish]

I have searched several threads but can’t find anything On this topic. Will someone please direct me to the appropriate thread, if there is one? If not, has anyone attempted to insure a lab diamond? I couldn’t find an answer on the Jewelers Mutual website among the FAQs. I know that I could contact them but was hoping to benefit from another PS member’s experience. Thanks!
Jeanie

 

[DejaWiz]

We insure my wife's LGDs with separate policies through our homeowners insurance provider.
Value is the retail price of the diamond and the retail price of the setting, combined, as the insured value. All receipts and photos uploaded to our insurance provider.

 

[mayaINaU]

I have searched several threads but can’t find anything On this topic. Will someone please direct me to the appropriate thread, if there is one? If not, has anyone attempted to insure a lab diamond? I couldn’t find an answer on the Jewelers Mutual website among the FAQs. I know that I could contact them but was hoping to benefit from another PS member’s experience. Thanks!
Jeanie

I insured mine with them and had no questions or concerns from them about it. They had all the documentation so they know it’s a lab diamond.

 

[0-0-0]

Jewelers Mutual does insure lab diamonds.

 

[jeaniefish]

Thanks everyone! I wasn’t sure if regular insurance companies were coming on board with lab diamonds but it seems that they are. I appreciate all of your helpful responses!