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Just wanted to let people know and also get opinions on this shady craigslist experience

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Acadiamonds

Rough_Rock
Joined
May 20, 2006
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So for the last 2 weeks I''ve been putting up my diamond for sale on Craigslist. I get the usual, about 3-4 email scams a day asking to send me diamond to some overseas country in exchange for more than I''m asking. A dealer calling and offering me about 1/4 of what I''m asking, etc. This one guy calls me and tells me he''s interested in the diamond and would like to see it. I say no problem, we can meet at a chase bank in between where both of us live (we''re about 45 minutes from each other) to add to our safety. We end up meeting at the bank and we both walk in. Everything seems fine. As soon as we get in the following conversation occurs:

Him: I don''t feel comfortable doing this in the bank. I have a lot of money on me, let''s do this in the street. (The street outside has probably 50 people walking by every minute, it''s a VERY busy area)

Me: ...There''s about 20 cameras in this bank and only 3-4 customers. Us going to the street there''s literally hundreds of people walking by. There''s an empty table right here with two chairs where you can take a good look at the stone. How are you going to loop it standing in the middle of the street?

Him: We''ll go in the street, come on.

Me: I''m only doing this in a bank. There''s no way I''m handing you the diamond to go look at in the middle of a busy area. We don''t even know each other, let''s just do it in the bank. It''s safe inside and there''s cameras everywhere.

Him: We''ll do this outside, let''s go.

He then walks outside while I''m standing in the bank wondering what in the world is going on. 2 minutes pass by and he''s still outside. I realize this isn''t going anywhere when he calls me and says " Thanks for wasting my time, you brought me out here for nothing. I guess you''re not serious." I say the same that I said the entire time, that I''m not doing it unless it''s in the bank. We end the phone conversation and then I wait about 5 minutes to leave the bank. For the past 3-4 hours he''s sent me about 7 text messages calling me names and harassing me.

I just wanted to give people a warning and let others post their craigslist experiences whether they''re good or bad. Also wanted to get other peoples opinions on this. This guy HAD to be a scammer, no?
 
Scammer or thief or mugger. All those are possible scenarios. You definitely did the smart thing.
 
Not a scammer, a thief IMO. He probably had a very large buddy who would have joined you, had you walked outside.
 
Sounds creepy! Very smart of you wanting to do it in a bank with lots of cameras.
 
I think PP is right. He intended to steal the stone. Thank God you didn''t fall for it!
 
Sounds like a thief to me! I''m glad you stayed smart and safe. I''ve sold things through Craigslist before and I always insist on taking one other person with me and on making the exchange somewhere public. I''m glad nothing happened to you!
 
That is really scary especially because he could have waited around the corner for hours hoping to mug you after you left!
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I would think when/if the bank realized you were selling something instead of there on bank business they would ask you both to leave.
 
Wow. In that situation, I would have asked bank security to escort me out. I would also seriously consider filing a police report for harassment, if for no other reason than to have that on file in case anything does come up with him and you, or somebody else.

Good work overall. Seriously, "I have a lot of money on me, I''m not comfortable being in a bank." What kind of line is that? That''s like saying "I''d like to get exercise, I''m not comfortable being in a gym."

Stay safe!
b
 
WOW that''s really scary.

Can I meet you in a bar though?

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just kiddin.
 
Another available option is to meet at an appraiser's office to view the diamond.
You'll be in a professional environment with an expert to answer your questions.

My building has state of the art security and there are always employees in our office
to add peace of mind for our clients.

Why play games with a stranger?
 
Date: 2/5/2010 4:46:46 PM
Author:Acadiamonds

Him: I don't feel comfortable doing this in the bank. I have a lot of money on me, let's do this in the street. (The street outside has probably 50 people walking by every minute, it's a VERY busy area)

What in the world? What did he think he was going to happen to his money if he stayed in the bank? Get mugged by a teller? Forced to put his money in a CD? This guy was definitely going to just run off once he got the diamond in his hand. How incredibly scary.
 
Well done for being so safety conscious!
 
I am with Kenny on this one.

I know most people meet at the bank for car transactions...usually because there is a lien to be released...or cashiers check to be purchased...or even notary work if applicable...but I have never heard of any other "deal" being done in a bank lobby.

Yes, they do have security cameras and usually a guard, but those are for the use of the bank and their operations. I find it odd that anyone would consider imposing on those elements for a transaction not pertaining to the bank. So I will give you the benefit of the doubt and assume you intended on exchanging the cash for a cashiers check? Or immediately depositing it into your account?

Just so you will know in the future...had something happened that required a playback on a security tape, the bank I worked at would not have obliged you. Their staff works for them...not for craigslist transactions.

Another thing is...what if the guy took the diamond and walked out of the bank? What makes you think the security guard, cameras or anyone else would believe it was in fact your diamond? Because you walked in with the papers and the stone? You could have just been a courier.

Please understand I am trying to force you to think through this...and any other poster in the future. I hope that you will never consider doing any thing like this again. I just read a few of your posts and it looks like your past inquiries have been on good sized stones. So perhaps this wasn't a small chump change transaction.

No disrespect was intended...I am first thrilled that you are safe, unharmed, and still whole! I am just hoping to show you another view point...that may make your future outings more secure and safe.

You see your scammer more than likely had another stone in his possession and planned on handing IT back to you. How would you know? His thought of getting you outside...enables him to drop the stone and have you scramble for it...as he slowly melted into the crowd...and there you with a fake stone, no money and yes, you have been SCAMMED.

Get a third party with experience and a loupe to act as a neutral liaison. Thus ensuring you that you are handed back what you handed the buyer.

Again, so glad you are ok!

EDITED TO ADD: Remember a guard within a bank has a post to man. He will not leave it. Doing so leaves the bank open for attack. His job is to guard the MONEY (and there is lots of it!!) of course the employees and the patrons of the bank while doing their banking tasks. Diluting his duties by distracting his attention for small things of our daily lives...leaves us all vulnerable. I think it is in the best interest of all of us to allow him to stay focused on the purpose of his post, instead of monopolizing him for my needs. (just an opinion of course).


PS...here is another idea; one wise pser once said to another in your situation...when planning on selling valuables tell the buyer you want to meet at the police station...that will weed out the bad guys!
 
Date: 2/5/2010 9:37:58 PM
Author: CasaBlanca
I am with Kenny on this one.

I know most people meet at the bank for car transactions...usually because there is a lien to be released...or cashiers check to be purchased...or even notary work if applicable...but I have never heard of any other 'deal' being done in a bank lobby.

Yes, they do have security cameras and usually a guard, but those are for the use of the bank and their operations. I find it odd that anyone would consider imposing on those elements for a transaction not pertaining to the bank. So I will give you the benefit of the doubt and assume you intended on exchanging the cash for a cashiers check? Or immediately depositing it into your account?

Just so you will know in the future...had something happened that required a playback on a security tape, the bank I worked at would not have obliged you. Their staff works for them...not for craigslist transactions.

Another thing is...what if the guy took the diamond and walked out of the bank? What makes you think the security guard, cameras or anyone else would believe it was in fact your diamond? Because you walked in with the papers and the stone? You could have just been a courier.

Please understand I am trying to force you to think through this...and any other poster in the future. I hope that you will never consider doing any thing like this again. I just read a few of your posts and it looks like your past inquiries have been on good sized stones. So perhaps this wasn't a small chump change transaction.

No disrespect was intended...I am first thrilled that you are safe, unharmed, and still whole! I am just hoping to show you another view point...that may make your future outings more secure and safe.

You see your scammer more than likely had another stone in his possession and planned on handing IT back to you. How would you know? His thought of getting you outside...enables him to drop the stone and have you scramble for it...as he slowly melted into the crowd...and there you with a fake stone, no money and yes, you have been SCAMMED.

Get a third party with experience and a loupe to act as a neutral liaison. Thus ensuring you that you are handed back what you handed the buyer.

Again, so glad you are ok!



PS...here is another idea; one wise pser once said to another in your situation...when planning on selling valuables tell the buyer you want to meet at the police station...that will weed out the bad guys!
I would like to respctfully disagree with you. I think a bank is a smart place to meet, as did this guy obviously because he refused to "do business" with so many cameras on him. I don't think the OP intended to use the services of bank security. I think she was thinking that it would be a safe place as it's public and anyone committing a criminal act isn't going to want to do it on camera. The bank may not be willing to hand over seciruty footage to her, however I'm quite certain that had a robbery of some sort taken place, they would have had to hand the footage over to the police. And maybe she chose the bank so that she could immediatley deposit that big chunk of cash rather than walk outside with it where she could be robbed.

I do also think that the police station is a good idea too, however if her intent was to be able to a) have cameras on her and b) have a safe place to deposit the money without walking around with it then she absolultely made the right call.
 
I am with Kenny on this one.

I know most people meet at the bank for car transactions...usually because there is a lien to be released...or cashiers check to be purchased...or even notary work if applicable...but I have never heard of any other "deal" being done in a bank lobby.

Yes, they do have security cameras and usually a guard, but those are for the use of the bank and their operations. I find it odd that anyone would consider imposing on those elements for a transaction not pertaining to the bank. So I will give you the benefit of the doubt and assume you intended on exchanging the cash for a cashiers check? Or immediately depositing it into your account?

Just so you will know in the future...had something happened that required a playback on a security tape, the bank I worked at would not have obliged you. Their staff works for them...not for craigslist transactions.

Another thing is...what if the guy took the diamond and walked out of the bank? What makes you think the security guard, cameras or anyone else would believe it was in fact your diamond? Because you walked in with the papers and the stone? You could have just been a courier.

Please understand I am trying to force you to think through this...and any other poster in the future. I hope that you will never consider doing any thing like this again. I just read a few of your posts and it looks like your past inquiries have been on good sized stones. So perhaps this wasn''t a small chump change transaction.

No disrespect was intended...I am first thrilled that you are safe, unharmed, and still whole! I am just hoping to show you another view point...that may make your future outings more secure and safe.

You see your scammer more than likely had another stone in his possession and planned on handing IT back to you. How would you know? His thought of getting you outside...enables him to drop the stone and have you scramble for it...as he slowly melted into the crowd...and there you with a fake stone, no money and yes, you have been SCAMMED.

Get a third party with experience and a loupe to act as a neutral liaison. Thus ensuring you that you are handed back what you handed the buyer.

Again, so glad you are ok!



PS...here is another idea; one wise pser once said to another in your situation...when planning on selling valuables tell the buyer you want to meet at the police station...that will weed out the bad guys!


I chose the bank because I planned on depositing the money into my account once the transaction was done. I am a patron of this bank, so I felt as if they would help me out in case anything happened. Either way, I chose the bank because there are cameras everywhere and I wouldn''t have to walk around with cash on me after the transaction. I was thinking about the police station as well, but the problem is you''re walking around with cash after the transaction. I doubt a thief would dare try something like this in a police station though, so if they''re willing to come to one, they''re probably serious. Either way, I''ll definitely be taking a couple more precautions if I decide to meet someone else off craigslist.

I would like to respctfully disagree with you. I think a bank is a smart place to meet, as did this guy obviously because he refused to "do business" with so many cameras on him. I don''t think the OP intended to use the services of bank security. I think she was thinking that it would be a safe place as it''s public and anyone committing a criminal act isn''t going to want to do it on camera. The bank may not be willing to hand over seciruty footage to her, however I''m quite certain that had a robbery of some sort taken place, they would have had to hand the footage over to the police. And maybe she chose the bank so that she could immediatley deposit that big chunk of cash rather than walk outside with it where she could be robbed.

I do also think that the police station is a good idea too, however if her intent was to be able to a) have cameras on her and b) have a safe place to deposit the money without walking around with it then she absolultely made the right call.


You are absolutely right except for one thing! I''m a guy, lol.
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Date: 2/5/2010 9:37:58 PM
Author: CasaBlanca
EDITED TO ADD: Remember a guard within a bank has a post to man. He will not leave it. Doing so leaves the bank open for attack. His job is to guard the MONEY (and there is lots of it!!) of course the employees and the patrons of the bank while doing their banking tasks. Diluting his duties by distracting his attention for small things of our daily lives...leaves us all vulnerable. I think it is in the best interest of all of us to allow him to stay focused on the purpose of his post, instead of monopolizing him for my needs. (just an opinion of course).
This is so true. From the bank's stand point you BOTH could have been trying to pull something on them by using the distraction of a jewelry theft. A distracted security guard puts everyone in the bank at risk.

I have bought and sold using CL and I never show up for a transaction alone.
 
CasaBlanca definitely brings up some good points. The appraiser''s office is a good place to meet. Carrying around cash or carrying around a valuable diamond is the same thing, so if you''re willing to travel from home to the bank with a diamond then you should be willing to travel from the appraiser''s office to the bank with cash. The diamond is no more traceable than cash.

b
 
I''m so sorry that happened to you
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Sounds like he wanted to grab and run
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A lot of banks are not as secure of a place to meet as you may think. Yes there are cameras and sometimes security guards but the cameras don''t usually cover the entire banking area. Just the important areas where cash is involved. When I meet somebody on Craigslist to sell jewelry I always meet at Albertsons. All of the stores have a small Starbucks with a sitting area and every inch of the store is covered by a camera. Also keep in mind when meeting at a bank, even if it does have security guards, the guards are not there to stop a robber if they are on their way out the door. They are there to protect the customers and the tellers. The bank''s money in insured and the measures set in place are to keep robberies at a low and protect the people. They will not be a hero and save your diamond! Okay....stepping off the soapbox now....
 
I just want to say that as someone is Law Enforcement, Craigslist scams and crimes happen ALL the time. Diamonds and jewelry are a huge one. I have even had cases where two people meet just like you did in a "safe" area and the "buyer" decides not to buy the diamond. The seller takes the diamond with them into their car and drives home. Unbeknownst to the seller, the "buyer" follows them home and later burglarizes the seller''s home when they are out of the home.

Even worse.....people being attacked and robbed because the "buyer" set it up as a robbery to begin with a not a legitimate buy.

Be careful on CL, it is no good for the most part.

Try to see if your local Police Dept. will allow you to meet there for any type of exchange.
 
Date: 2/6/2010 6:41:19 PM
Author: kristie
I just want to say that as someone is Law Enforcement, Craigslist scams and crimes happen ALL the time. Diamonds and jewelry are a huge one. I have even had cases where two people meet just like you did in a ''safe'' area and the ''buyer'' decides not to buy the diamond. The seller takes the diamond with them into their car and drives home. Unbeknownst to the seller, the ''buyer'' follows them home and later burglarizes the seller''s home when they are out of the home.

Even worse.....people being attacked and robbed because the ''buyer'' set it up as a robbery to begin with a not a legitimate buy.

Be careful on CL, it is no good for the most part.

Try to see if your local Police Dept. will allow you to meet there for any type of exchange.
I hope I''m not being naive as I''m meeting with a potential buyer! My DH is coming with me. Still. . .
 
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