diamondseeker2006|1459000927|4011292 said:Jimmianne, I am very much that way, too. I rarely spend frivolously. Jewelry (at least quality jewelry, diamonds and gold or platinum) will always have value in the event of a catastrophe. I know some love expensive designer clothes and purses, but I am pretty conservative about spending on those kinds of things, because they'll all end up donated once they are worn/used for a few seasons. The designer purses I have were all bought on sale. Even though I could easily upgrade to 3 cts with very little money involved, I just wouldn't be able to pull that off where I live. I'd be totally happy with something like a Van Craeynest ring with a 1.5 ct AVR in it and perhaps an AVC in an antique style halo.