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OEC girdle chip & setting questions

I edited my response for clarity:

Most jewelers provide insurance for a customer’s stone while setting because the diamond will be under extreme pressure while being set.

I understand your point about it being your stone and your responsibility to insure it, but again it is not unusual for a jeweler to cover a stone while being set and in their care for that exact reason.
 
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Thanks Yada-I did not know that-most everything I've read on here is mostly people trying to figure out how to insure their stone loose while being set because if it isn't that jewelers stone they don't cover it.

What do you think about sending her off to GIA for poops & giggles & a plot?

Most of you are already 'over' this type of stuff-but this is my 1st time.
 
That’s totally up to you if you want to send it out. I’m rather conservative and only send stones and diamonds through the mail if I absolutely have to.

Along the same line, if it would give you peace of mind to insure it yourself then definitely do that but also make sure the jeweler’s insurance covers it too. A lot of this is subject to your comfort level so you need to do what you will be most at ease with.
 
Personally, I don’t know why you would want to go through the hurdles of a GIA lab cert. To me its just an added element of risk. But you will have to have this or some sort of valuation, to get your diamond insured.

I was personally unable to insure my loose diamond, there are few insurers that will. If I were you, I would walk the diamond back to your experienced jeweler and get his expert setter to set it back into the old ring setting. You can then insure your ring. Then if you want a new setting, I would pick a reputable jewelry maker and ask them if their insurance covers damage or loss to the diamond during shipping or setting. It would be very rare to have a diamond damaged or lost by a reputable jeweler during resetting or shipping.

I hope someone can point you directly towards an insurer that does insure loose diamonds, it was an administrative “no” for me.
 
It is a beautiful stone and setting. Personally, i would just have him clean that stone up (like literally clean it, NOT recut or polish it) and put it right back in that setting. If he could put the chip near the prongs so you would be less likely to see it, even better. But, if you took a round shape and overlaid that stone to “carve out” the portion with the chip, you would likely lose diameter, and all the other facets would have to be polished to be proportionate/symmetrical to the others, which could affect the brilliant shoot-your-eyes-out fire that antique diamonds are known and loved for. Again, great find. The ring and the old fart :) Congrats!!
 
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