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Poor College Students

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pookie

Rough_Rock
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My boyfriend and I are both in college and are planning on getting engaged in the relatively near future, so we''ve started talking about rings. He''s set the price limit around $500 or $600. It''s not that I would care if he didn''t buy me a really expensive ring. The thing is, he says that he doesn''t have much money, so he can''t afford an expensive one (meaning anything more expensive than, say, $600...), but he would have some money if he''d stop spending so much money on himself. I''m not one of those girls who thinks that the amount of money spent on the ring shows how much the guy cares, but it shows that he actually cares if he gives up some video games or a ticket to a football game to help pay for a nice ring. He likes to buy anything that looks like a good deal, whether he needs it (or really even wants it) or not. He doesn''t realize how all of that adds up. I confronted him about this issue this morning when he was talking about football tickets, and he told me that it seems like I don''t want him to have a life or be able to do anything until he gets me a ring. That''s not what I''m saying at all. It just seems that a small sacrifice and some sort of effort toward saving up a little money would show that he actually cares. There are some cheap rings out there, and it''s not like I''ll say no if he buys me a $300 ring (even though I might be slightly jealous since my friend just got a $3000 dollar engagement ring from her boyfriend, who knows how to save money), but I just wish he were willing to put a little thought and effort into it. I can''t say that he never puts any effort into our relationship, but he never puts much thought or effort into any one thing. He''s about the least romantic guy ever. I don''t really know what to do. He doesn''t understand why it upsets me that, after he told me he was going to cut back on stuff so he could get me the best ring he could, he wants to buy himself more stuff and tells me I''ll have to settle for a cheap ring. What shall I do?
 
Awe, Honey--now I''m not going to say that you can''t get a pretty ring for $600, but--- well it won''t be terribly easy, and you''ll REALLY have to do your research. Now chances are that your guy, like most guys knows very little about daimonds.
Now, you can probably get a pretty good looking 1/3 carrat or so center stone and have it set on a plain band if you look online. I don''t know what you could find in a mall store for that amount--probably something much smaller and lower in quallity.

If your guy compaired a little mall $500 ring to a nice $1000 ring then I bet he would DEF see a difference. I am honestly surprised when guys don''t take more pride on selecting a ring. After all, that ring is a sign to everyone else in the world that you are taken thanks very much by the person you want to be with for the rest of your life. I can TOTALLY understand guys who simply DON''T have the money for an amazing ring, but it sounds like your guy has money, he just doesn''t want to use it for jewlery. It''s funny when guys go nuts at the thought of buying a diamond, yet if the PS3 Game system cost $600, they''d happily shell that out without batting an eyelash.

Try talking to him about it a little later. Point out pretty rings that your friends have. He really might start coming around. (I hope so)
 
Umm, sorry if I give offense but... Before worrying about the ring I'd worry more about what his finacial habits could mean to your future marriage. A guy who'd rather buy self-indulgent stuff for himself than save for an e-ring for his future wife is showing some rather immature habits. He'll probably grow out of it but do not go into a marriage expecting him to ever change. Think about all the possible future issues that might come up surrounding saving money for something.

Granted I did write a somewhat similar post myself back in the late winter when my then bf was buying video games and collector's box sets of grateful dead cds and telling me he'd only managed to save $300 in the last five months. (actually I was far more hsysterical than you!) Turns out the sneak had actually already hit his saving goal and was just waiting to finish his ph.d before shopping for the ring. And what I also didn't know was that's he's been putting a decent amount away ever month for retirement.
There's always a chance that your guy isn't being as truthful about saving as you think.
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Good luck and welcome to LIW!
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Date: 8/1/2006 2:31:48 PM
Author: IndieJones
Umm, sorry if I give offense but... Before worrying about the ring I''d worry more about what his finacial habits could mean to your future marriage. A guy who''d rather buy self-indulgent stuff for himself than save for an e-ring for his future wife is showing some rather immature habits. He''ll probably grow out of it but do not go into a marriage expecting him to ever change. Think about all the possible future issues that might come up surrounding saving money for something.


Granted I did write a somewhat similar post myself back in the late winter when my then bf was buying video games and collector''s box sets of grateful dead cds and telling me he''d only managed to save $300 in the last five months. (actually I was far more hsysterical than you!) Turns out the sneak had actually already hit his saving goal and was just waiting to finish his ph.d before shopping for the ring. And what I also didn''t know was that''s he''s been putting a decent amount away ever month for retirement.

There''s always a chance that your guy isn''t being as truthful about saving as you think.
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Good luck and welcome to LIW!
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Thanks for saying all this Indie.
My thoughts exactly - I didn''t know how to say this without hurting your feelings.

My suggestion (no offense intented)- you''re both young, you have your whole lives ahead of you - why rush things? Finish college - start working and earning some money, things look a little different outside college, make sure you have the same goals and values, let the relationship mature - and then see where you stand.

Scintillating...
 
Date: 8/1/2006 2:54:47 PM
Author: Scintillating

My suggestion (no offense intented)- you''re both young, you have your whole lives ahead of you - why rush things? Finish college - start working and earning some money, things look a little different outside college, make sure you have the same goals and values, let the relationship mature - and then see where you stand.

Scintillating...
Scintillating: I do understand and agree that Pookie should have a serious pow wow with her bf about finances etc before marriage. Marriage isn''t something you rush into just because. Serious issues such as finances, religion, inlaws, children, sex, etc NEEDS to be discussed before the proposal.

But...on the other hand I don''t agree with your "suggestion" at least not for everyone. While yes, when you''re "young" you do have your entire lives ahead of you. But, if you have found the person that you are ready to spend the rest of you''re lives and realize the serious commitment that marriage is then why not get married and begin your lives together?! Yes, after college there are some major changes that go on in one''s life. But, there are also MAJOR changes that goes on in individual''s lives at older ages as well. We never as humans cease to change. With every stage of life brings new challenges and I think as long as you commit to your spouse at whatever age you wed that you are commited to each other come what may, then your marriage can be successful.


BTW...there are two of these threads...and I posted in the other one first. I''ll copy/paste my other post as well.
 

First of Welcome to Pricescope!!!


We (my ff and I) are also college students looking to get engaged in the near future (I'm hoping for by 2007, but who knows!). There aren't that many of us students on PS, but with you the number just increased by 1!


I understand the whole not having enough/a lot of moolah to get the most amazing ring out there. I do think that ya'll should definitely sit down and have a very serious discussion about finances before the proposal and talk through how things will be once you're married etc. My ff and I did this a while back and it helped a lot for me to realize I am not going to be getting a 10k ring that some other couples can afford. Now, my ff is WONDERFUL with money, thank the Lord. He works full-time and supports himself so he knows that he can't just splurge anytime he sees something he wants. He very rarely splurges on big items on himself...you could call him money conscious, which IMO is a good thing. I need a little more of that trait! But I am learning...I know his budget is in the 3-7k range for my ring, which I am perfectly happy with! We have gone ring shopping together and I found many different rings within this budget. While like you, I would take a simple silver band if that's all we could afford just to be with my man, but since he is good with money and saving, I know that won't be happening.

My FF recently made a large purchase for himself, taking the plunge to buy a LCD TV. He analyzed the situation, price, and quality etc of his purchase around a month before going for it. This sparked a little idea in my head "Hey if can afford a LCD, then he can afford an engagement ring." I calmly explained to him how much I thought he deserved to treat himself etc with this purchase but that I couldn’t help but think this money could help US in other areas. He got the point gave me his sexy smirk and said "Don't worry babe, that's all under control." So I trust his judgment and that was that. He loves spoiling me and making me happy as much as he is able, so I know he isn't selfishly putting our future on hold.

I would discuss with your bf about how much it would mean if he gave up a little to get you a nice ring that you would be happy with. If ya'll are serious about marriage he should be willing to put his wants aside at least for a few months and sacrifice to give you something you will wear for the rest of your life.


Hope this helps. Keep us posted and good luck.

 
this one is rather nice -reliable vendor on ebay. I have bought from this fellow.

http://cgi.ebay.com/47-VS1-I-Emerald-Shape-Diamond-Solitaire-18k-Plat_W0QQitemZ8945106369QQihZ004QQcategoryZ67726QQtcZphotoQQcmdZViewItem

square:
http://cgi.ebay.com/41-VS2-G-Princess-Shape-Loose-Diamond-Real-Square_W0QQitemZ110011747376QQihZ001QQcategoryZ10217QQtcZphotoQQcmdZViewItem

might want to take some time and you evaluate whether he is being CHEAP or responsibly frugal. And whether this is OK with you or not.
 
Welcome to PS and the LIW!

Your description of your BF''s spending habits reminds me of my FI''s until very recently... He used to spend a lot on himself and not want to spend much on others, saying he didn''t have much money. I''m also a college student, graduating in April 2008, but FI is out of school and has been working full time for 18 months now.

Believe it or not, it was saving up for my ring (and no, it didn''t cost 10k, FAR from it!) that helped him control his spending habits and debt. He firmly believes that getting engaged deserves some effort and put in a lot of overtime hours and saved up for 6 months so I could get my dream ring. He realised that having firm and important financial goals helped him keep his credit and futile spendings in check. He''s now set on saving up for a house and would like to be ready for a downpayment in three years.


My advice to you is to discuss what it means to both of you to get engaged and what the ring means to you. If you believe that''s it''s a very important symbol and that since you''ll be wearing it for the rest of your life, so you''d like him to put some effort on it, he should know about it. Then see what he says. You''re right, the size of the ring doesn''t equal to how much he loves you, but how much effort he''s willing to put into making you happy is. Of course, you also have to set realistic expectations for yourself, which you already seem to be doing.


The comment about you "having to settle for a cheap ring so he can buy himself more stuff" worries me. If he''s not ready to get serious about his future and his finances, I''d wonder if he''s really ready to get serious about commitment!


Keep up posted, and good luck!
 
Date: 8/1/2006 8:35:55 PM
Author: anchor31

--snip--

My advice to you is to discuss what it means to both of you to get engaged and what the ring means to you. If you believe that''s it''s a very important symbol and that since you''ll be wearing it for the rest of your life, so you''d like him to put some effort on it, he should know about it. Then see what he says. You''re right, the size of the ring doesn''t equal to how much he loves you, but how much effort he''s willing to put into making you happy is. Of course, you also have to set realistic expectations for yourself, which you already seem to be doing.

The comment about you ''having to settle for a cheap ring so he can buy himself more stuff'' worries me. If he''s not ready to get serious about his future and his finances, I''d wonder if he''s really ready to get serious about commitment!



Keep up posted, and good luck!
*leaps to her feet and waves arms in the air* AMEN!!
 
he also might be absolutely clueless about the price of the engagement rings
 
Date: 8/1/2006 10:02:49 PM
Author: ladykemma
he also might be absolutely clueless about the price of the engagement rings
This could very well be. I hope that''s the case... I think you need to have a talk with your guy Pookie, so you''re sure where the two of you stand.
 
I agree with what IndieJones and anchor31 said. Also, keep in mind that the number one thing most married couples fight about is money. If your bf continues with his spending habits that you are obviously unhappy with, it''s worth waiting and hashing it out before deciding to get married to see whether he will change his spending habits.

Good luck, it''s a tough situation to be in because guys can get really funny about their gfs telling them what they should and shouldn''t be spending their money on. And sometimes, they are pretty clueless about how much an engagement ring can mean to the girl that they love more than anything in the world.

Please let us know how things go.
 
Pookie,

*Great name, by the way*

As mentioned above, I would say that the amount of money spent on your ring is a secondary matter. The concern comes in where his *priorities* lie. In marriage, priorities change, and in preparation for marriage, those priorities ought to change, too.

However, sometimes men *say* they want to spend a certain amount and then end up surprising you, or they see how much they can get for their buck, and save up more. Maybe he''s working on something on that end, too.

It seemed to me for a while that our future wasn''t a priority, either. But, oddly enough, he''d been saving on the sly and I didn''t know it, and even though things happened to his car and the like, he was able to save in the process, even if not as quickly as I expected. I got upset over him buying meals instead of making them for a fraction of the price, but really, he had his own plan.

I''d say the thing to do is to *talk* about things. If he doesn''t know how you feel about the situation, he can''t do anything to make it any better. If you''ve seen these attributes in other situations, it''s time to sit down and talk about financial goals that you both have and see if they match up.

Money can be a nasty problem between couples. I''m a saver, Paul''s a spender. We had to work out ways for me to relax a tad and for him to save a tad. Now he gets excited when he saves and I even enjoy something as a "prize" for myself from time to time. It''s a matter of balancing things out.

Good luck, and I''m glad the issue isn''t what he spends, but that he makes the priority a priority and sacrifices for you. That''s where the matter should lie, and that''s how it should be discussed, so he doesn''t see you as being selfish or materialistic.

Again, good luck and welcome!!!
 
Pookie,

Just out of curiosity, are both you and your boyfriend financially independent of your parents? As college students, finances can be tough - depending on whether or not you''re working, you may still be entirely depending on your parents for money (food, clothing, "fun stuff," etc).

One thing I guess I wish to second on the thread that maybe college students aren''t ready yet for marriage is that I think it is crucial that you are both financially independent before you get engaged and married. Somehow being thrown into the "real world" after college, along with new jobs, and being responsible for your own bills, is a lot to figure out. And your boyfriend may require a little time to figure out exactly what money really means. That might be a difficult time, so just be forewarned.

Okay, I guess I should have asked the question first of "are you financially independent," but I saw this and was a bit worried.

Hope things work out, and keep us posted.

Aussiegirl : p
 
I still remember when my now husband was shocked by the cost of quality diamonds. I think the Jewelry Exchange commercials advertising 1 carat diamonds for $599 made him think he had it made. I agree with the others...you need to have the discussions before getting engaged. I also recommend actually living together before taking the plunge so you can really know each other's habits.

Maybe he could get you a promise ring instead? That's what my hubby did. We got engaged after we both graduated and were working earning a good income and could afford a larger diamond.

But you can get a nice 1/3 carat diamond with a simple setting for around $600-$700.

Good luck!
 
He actually is good at being sure he sets apart enough money for bills, school books, etc. He just doesn''t seem to see the engagement ring as being too important. I''m not extremely worried about finances after we get married because he''s good about not spending money when he doesn''t have it and saving for important things (and the ring just isn''t important to him). He does ask me if I think he should buy things much of the time. I always felt like it would be wrong for me to tell him not to buy stuff, but I may have to start making him think about some things a bit more before buying them. And yes, we do need to talk more about finances after the wedding.

He and I are both fairly financially independent. Of course, our parents buy us food, etc. when we are home from school, but he''s got a job when he''s home, and I''m paying for everything out of fairly good savings that have been accumulating since I was born. I had hoped to get a job this summer, but I had to move in the middle of the summer, so that didn''t work out. I''m hoping for one next summer.

We each have two years of college left (that is, if I pull off graduating in three years), and would like to get married not too long after we graduate, so the engagement may be fairly long. I don''t know precisely when he will propose, but it will be at least as late as this November.

Let''s see... I can''t remember any other questions to answer, etc., so I hope that about covers it for now.

Oh yeah. He said that we should talk more about the issue tomorrow. We''re also going to check out some rings tomorrow.
 
Good to hear that you two are going to check out rings tomorrow. Hopefully he''ll start to realize how much quality diamonds are...and hopefully he''ll realize he needs to start saving more.
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He does seem not to realize how much engagement rings cost. Oddly, he''s been engaged before (the girl went wild and well, it''s a long story). Anyway, he got her a $180 ring from Kmart. It was about the ugliest thing ever, but he said she wanted it. I wonder if he was confused... Haha. Oh well. But I guess they just looked there, or something. He must not have seen many others. He does seem pretty clueless. I''ve been trying to do research for him because he won''t do anything about it. My roommate got a $3000 engagement ring, and he thought that must be extremely expensive, and didn''t believe me when I said that that was actually just below the average engagement ring price.

As for the promise ring, he did get me one. Here''s the way he gave it to me... We were sitting in his room, and he was just like, "Um, I got you a present." Then he gave it to me and said, "Here, it''s a promise ring." No more explanation than that. No effort put into it. He just thought I wanted one, so he got one. I actually have a question regarding the promise ring. I want to be able to still wear it after we are engaged, and it won''t fit any of my other fingers. I was thinking about getting it resized, but most things I''ve read say that it would cost at least $50, and the ring was only, like $40... So, I don''t know if it''s worth it. I mean, it does have sentimental value (although it would have more if he were better at things like that... ehem), but I don''t know about spending a bunch of money resizing a cheap ring.

I feel bad complaining about any of it, but sometimes I just wish he would act like he cared...
 
Pookie,

Just out of curiosity, if your boyfriend has been engaged already and it didn''t work out, might you think twice about rushing into things now with him? Why not just appreciate the rest of college, see how things go with him, and make sure you''re happy together once you graduate?

Not sure how long you''ve been together, but everything here is sounding a bit rushed... correct me if I''m wrong.

Also, there are lots of un-romantic guys out there, who still manage to make their girlfriends know they care for them. Sounds like yours doesn''t??

How long have you been together? Are you really happy with him? Or are you possibly settling, and maybe getting engaged because "everyone else" is? Don''t fall into that one. Wait for the right man, the right time, etc.

Aussiegirl : p
 
Wow, he''s sure not one for romance is he?!
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Have you ever tried talking to him about how you wish he would actually put his feelings into things he gives you and not just be like "here ya go." Honestly, I couldn''t handle being with someone like that! Luckily my FF puts a lot of effort into not only giving me things he really thinks I''ll like, but also going the little things that reinforce how much he really cares. Does your bf have a hard time expressing his feelings?!

Wow...a $150 ring from KMart....i''m speechless
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It does worry me that he had been engaged before. The first one was a very short engagement, and ended when the girl went off to college and changed. We have been together for nine months and do not want to get engaged until we''ve dated at least a year. I figure it''ll be a bit more than a year. It could be a lot more than a year. I really do love him, even though I get frustrated with him sometimes. I don''t care whether or not my friends are engaged. I''d be ok with waiting a bit longer to get engaged. I don''t think I''m just settling. The fact that he''s the first guy I''ve ever dated may make some people think that I wouldn''t know what else is out there, but I had chances to date other guys but was waiting until a really good one came along. He plans on asking my father for my hand in marriage before proposing, so that might make it later, too. I don''t know.

And yeah, he''s really not romantic. I try to tell him that it bugs me that he doesn''t really show me that he cares, but he doesn''t understand. He does drive a lot to come visit me when we''re at school, which does show that he loves me, but things like the way he gave me the promise ring really bug me. However, when he heard how my friend''s boyfriend proposed (which was pretty sweet) he told me he''d beat that. Unfortunately, sometimes he just talks big...
 
I dunno, Pookie, driving a long way to see you isn''t proof that he loves you. It could just mean he''s bored on the weekends. I would seriously urge you to wait untill you two have both finished to school to even make the final decision of who you want to marry. It sounds to me that you two still have some things to learn about eachother, and from what you''ve said about what you do know about him, are you sure this is the man of your dreams, is he life-long husband material, and father material?

All those incredibly important points aside, if two people are ready to become engaged and married and cash is really strapped, I think you could get a beautiful .3 ct ring for $600. The point of marriage is being able to work together to make the most of what you''ve got
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Date: 8/2/2006 12:07:46 AM
Author: pookie
It does worry me that he had been engaged before. The first one was a very short engagement, and ended when the girl went off to college and changed. We have been together for nine months and do not want to get engaged until we've dated at least a year. I figure it'll be a bit more than a year. It could be a lot more than a year. I really do love him, even though I get frustrated with him sometimes. I don't care whether or not my friends are engaged. I'd be ok with waiting a bit longer to get engaged. I don't think I'm just settling. The fact that he's the first guy I've ever dated may make some people think that I wouldn't know what else is out there, but I had chances to date other guys but was waiting until a really good one came along. He plans on asking my father for my hand in marriage before proposing, so that might make it later, too. I don't know.

And yeah, he's really not romantic. I try to tell him that it bugs me that he doesn't really show me that he cares, but he doesn't understand. He does drive a lot to come visit me when we're at school, which does show that he loves me, but things like the way he gave me the promise ring really bug me. However, when he heard how my friend's boyfriend proposed (which was pretty sweet) he told me he'd beat that. Unfortunately, sometimes he just talks big...

I think a few of us are worried about you Pookie. Ditto to everything Sunkist and others have said. I do think the fact that he's the first guy you've dated will raise some eyebrows. Sometimes it works, sometimes it doesn't. However, I can tell you that one's first relationship is almost always idealized into being the perfect partnership. It's most likely why you hear the old adage 'You never forget your first love.' It's true, and from a psychological standpoint. I was sure I'd found my dream guy in high school at the age of 16. I was also sure I'd found him a few years later in college at the age of 19. (And, might I add, he drove to see me quite often also.) Anyway, looking back now, all I can think is THANK GOD because I would not be happy had I remained with either of those two boys. Yes, they were (and probably still are) boys. What I'm trying to get at is if your loved ones are worried about you not 'testing the waters' they may not be far off the mark.

What I highlighted above worries me also. What do you mean when you say he doesn't understand? He doesn't understand when you tell him your feelings, or he doesn't care? Have you been unmistakably clear in communicating your feelings that his actions (or lack thereof) hurts you? Does he truly, actively listen to your concerns and take them in? And if so, is he still clueless?

I can't find it, but Ally reiterated a while ago that actions speak louder than words. She said something along the lines of 'he can tell me he loves me all he wants but if he doesn't back up his words they mean nothing.' I wish I could find her exact quote...I think I would be uneasy if I were in your shoes.

Pookie, I sincerely hope you have not been offended by anything that's been said here. I think us PSers see things objectively (it's always different from the outside) and become protective if there's even the smallest red flag. Please keep us posted and how everything is going, and welcome to Pricescope!
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As a college student, a fellow LIW, and promise-ring-wearer, I say: It doesn't matter how much you have, it's what you do with it that matters.

It doesn't matter if he has $5 or $5000, his priorities should be about what's best for you two, not just what's best for him. I second all the above comments expressing concern over red flags.
 
Amen to that, girl.
 
I agree Galateia
 
who is paying for your/his tuition and fees?
 
Some college students are ready to get engaged. (I am; my FI wouldn''t have been)
Some 19(or 20, which I''m guessing is how old both of you are)-year-olds are mature enough to be engaged. (I''m 21, so not much older; my FI is 24)
Some people chose to get engaged two years before a wedding is possible. (We have. We wanted two years to plan the wedding because nice venues are impossible to book less than 18 months in advance where I live, no matter the season)
Some people are ready to get engaged after dating just one person. (I wouldn''t have been; my FI wouldn''t have been either)
Some people are ready to get engaged to their SO after just nine months of dating. (I wouldn''t have been; my FI and I have been together for 3 years, knowing each other for 8 more months)

But all at once... Yikes. Just sit down and think about it. Think about the reasons why you want to get engaged at 19 (or 20) with a boy you''ve been dating for only 9 months and happens to be your first boyfriend and no wedding to plan for another two years at the very least. Because you love each other is a nice reason, but it has to be more then that. I know you hate to be told that... but just think about it.
 
Date: 8/2/2006 9:43:25 AM
Author: anchor31
Some college students are ready to get engaged. (I am; my FI wouldn't have been)
Some 19(or 20, which I'm guessing is how old both of you are)-year-olds are mature enough to be engaged. (I'm 21, so not much older; my FI is 24)
Some people chose to get engaged two years before a wedding is possible. (We have. We wanted two years to plan the wedding because nice venues are impossible to book less than 18 months in advance where I live, no matter the season)
Some people are ready to get engaged after dating just one person. (I wouldn't have been; my FI wouldn't have been either)
Some people are ready to get engaged to their SO after just nine months of dating. (I wouldn't have been; my FI and I have been together for 3 years, knowing each other for 8 more months)

But all at once... Yikes. Just sit down and think about it. Think about the reasons why you want to get engaged at 19 (or 20) with a boy you've been dating for only 9 months and happens to be your first boyfriend and no wedding to plan for another two years at the very least. Because you love each other is a nice reason, but it has to be more then that. I know you hate to be told that... but just think about it.
Such a great post, Anchor. You just objectively stated all the red flags and exactly what makes them red... and I think you're right that the combination of all those factors is the biggest warning of all.

I'd also add to the list her statement that he is the least romantic guy ever. While you can certainly make people aware of your own needs and desires, you can't expect to change somebody's personality. Assuming that is just the way he is, I hope she is prepared to accept that part of him for the rest of their lives together.

Pookie, you sound like someone who will be a very loving, thoughtful wife someday... but is this guy absolutely the husband you are ready to build your whole life with? Maybe, maybe not... but you're not going to know for sure until you give it some time. Let him build his love and commitment to you and prove it in ways beyond a spur-of-the-moment promise ring and driving to visit you on weekends. While those are both nice gestures, I knew a fair amount of guys in college who did those things too, and it did NOT mean they were marriage-worthy. Just nice guys who enjoyed having girlfriends.

I don't mean to sound harsh, but I think it can be tough to anticipate the "real world" from a college perspective, unless you and your boyfriend are both people who really have been forced to make your own way in the world (beyond summer jobs), and therefore have grown up faster than the majority of other American teenagers. I speak from the point of view of somebody who probably didn't reach that vantage-point until a few years AFTER college... no matter how savvy I thought I was at the time. There is just SO much to learn about yourself and what you want and need in life... don't short-change yourself by rushing into something until you've given it time to grow.
 
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