I am considering a lotus ring by Sally; but I am nervous about sending my gem. I know that many do it and that she has not lost a package but I am still nervous about doing it. My question is, have any of you who have only had the open settings made from her had any problems having had it set by a local jeweler, and do the stones seem to fit well in the settings if she only makes the setting for you without the actual stone? I have seen how "tight" these settings are if you send the stone and the settings fit the stone like a glove, but I am leaning towards having it set here and just having her make the open setting to the dimensions of the stone...but I also want it to be a really good fit. Can anyone share experiences? I am not sure if my jewelery is covered while in transit. I know it is not covered for damage during setting, as a jeweler damaged some of my jewelry last year during resizing and I was unable to make a claim (the jeweler actually just replaced the whole ring, using his own insurance I assume). I believe it may be only for loss or stealing in your own house.
Which brings me to another question. I have valuable personal property insurance, as a rider on our renters. It covers much more than the general renters specifically for items like jewelery. Does anyone know if I can get a more specific policy just for jewelery with coverage, say, in transit or when at a jeweler having something set? Does this exist or not? Mine covers up to $2500 a piece of jewelery. I feel a little silly asking this, but I really am not sure if what I have is good or not.
Which brings me to another question. I have valuable personal property insurance, as a rider on our renters. It covers much more than the general renters specifically for items like jewelery. Does anyone know if I can get a more specific policy just for jewelery with coverage, say, in transit or when at a jeweler having something set? Does this exist or not? Mine covers up to $2500 a piece of jewelery. I feel a little silly asking this, but I really am not sure if what I have is good or not.