jfo
Brilliant_Rock
- Joined
- Aug 21, 2006
- Messages
- 685
Oops, I forgot to add--that's actually pretty cool about the safe--like you said, you can use it for valuables! We may have to consider getting some sort of safe ourselves.
Freke and JGator, now that you guys are "on the other side", do you have any words of advice as we get closer to the closing? It's crazy how things have picked up in the last couple of days between all the conversations and correspondence between us and our agent, attorney, mortage lender, insurance agent, etc.
What has driven me crazy about the whole process is that everyone involved has done this before a million times and we are first time homebuyers and don't know what we don't know and randomly someone will ask me a question, and I will be like, I don't know--who handles that? For example, our loan processor told me to keep her informed of the closing details. I was like, um, who typically schedules that? She was like, your attorney should tell you--they should get those details from the sellers' attorney. So I reached out to my attorney and he asks me, when did you want to close... September 4th? I replied that that was the date on our contract, so isn't that the date that everyone is targeting? He was like, oh, just checking. SERIOUSLY??
Also, no one ever told us that we had to pay our first year's homeowners insurance premium in advance in order for the mortgage loan could be cleared to close. It's like, someone should have mentioned that to me! I knew that we had to have a HOI policy lined up, but that was it.
Sigh.
Freke and JGator, now that you guys are "on the other side", do you have any words of advice as we get closer to the closing? It's crazy how things have picked up in the last couple of days between all the conversations and correspondence between us and our agent, attorney, mortage lender, insurance agent, etc.
What has driven me crazy about the whole process is that everyone involved has done this before a million times and we are first time homebuyers and don't know what we don't know and randomly someone will ask me a question, and I will be like, I don't know--who handles that? For example, our loan processor told me to keep her informed of the closing details. I was like, um, who typically schedules that? She was like, your attorney should tell you--they should get those details from the sellers' attorney. So I reached out to my attorney and he asks me, when did you want to close... September 4th? I replied that that was the date on our contract, so isn't that the date that everyone is targeting? He was like, oh, just checking. SERIOUSLY??

Also, no one ever told us that we had to pay our first year's homeowners insurance premium in advance in order for the mortgage loan could be cleared to close. It's like, someone should have mentioned that to me! I knew that we had to have a HOI policy lined up, but that was it.
Sigh.