Cerulean
Ideal_Rock
- Joined
- Sep 13, 2019
- Messages
- 5,094
For this OP, it was a nightmare. There was miscommunication about being advised the refund would be in the form of a check, and then told, no, the refund would be by wire, and then 2 days past the refund date provided by the vendor go by without receiving notification of the refund -- all of this would give me pause under these circumstances.
If nothing else, it informs potential customers about the refund process not entirely being within the control of the company initiating the refund, such that certainty of when the refund will actually be received by the customer may vary depending on the other financial institutions involved.
Just because other consumers are perhaps more savvy about big-ticket refunds and/or more laissez faire about financial matters and/or can afford to wait however long it takes to receive a refund, doesn't mean this OP didn't perceive this return transaction as a nightmare *to OP* and as a consumer forum, it is entirely right and proper that OP post about it here.
I totally get where you are coming from. Empathy is important...
I don't mean to be nasty, but I honestly don't think this knowledge is specific to jewelry purchases at all, but rather any purchase using a credit card or peer-to-peer service. At this point, it is basically common sense as a consumer in today's world. For example, I'm waiting on a refund right now for a pair of blue jeans. The returned item was received by the vendor August 10, and I still don't have cash in my account. It's not the vendor's fault, it's because of the number of parties involved. I'm not harassing the vendor about my money, either. Granted it's hundreds rather than thousands of dollars. Come mid-September, I may have questions and might use their chat support...
I'm not rolling in it either so I wouldn't call myself laissez-faire, so refund delays can be quite problematic for me financially and they are stressful. I monitor my bank accounts with a fine-toothed comb. So I do appreciate the angst.
But it is very standard for it to just take time, and the vendor has literally no control over the bank or lender's clearing systems, so reaming the vendor out is about as productive as screaming into the void.
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