lilyfoot
Brilliant_Rock
- Joined
- Aug 19, 2009
- Messages
- 1,955
I know exactly what you mean - I tend to either be vague about situations, or just not post about them at all on PS. I know it's pretty anonymous here, but I still don't feel right sharing my/our "business".Date: 6/22/2010 12:53:39 PM
Author: princesss
I don't really want to go into details, but our financial situation is going to change drastically soon, and it's making things kind of tight. My opinion is that we're adults and we take care of ourselves, no matter how stressful. I'm sorry to keep it so vague, but I just really don't feel like putting more detail than needed out there about this, KWIM?
As far as luxuries - we decided a long time ago not to get cable, internet access at home is mandatory for my job, we're cutting our gym membership, our cell phones are at the most basic plan and we'd have to pay out our contract if we cancel them, the only subscription we have is Netflix - but we need some kind of entertainment and that's relatively cheap, all things considered. I'm probably going to stop climbing for a while, and everything else we do is either free or frisbee, and frisbee is pretty darn close to free. If I'm lucky, I overestimated how much we spend on food/gas, and we can find ways to stretch that, but I'd rather that go into savings than rent. Unless, of course, we can't find a decent neighbourhood, in which case it has to go to rent. I'm just stressed out because of all the unknowns. I need facts, not estimations, to feel comfortable and right now I just don't have them. (I really do think I drastically overestimated how much gas we use....so that's a plus. I was thinking $30/week/car, but it seems like it's more like $30/wk/total, which should help.)
I also know what you mean about needing facts to feel comfortable, especially when it comes to finances. I'm the same way. I don't need to know our cable bill will be "around $90", I want to know it's going to be "$94.48", for example (totally made up numbers, btw).
Choosing a neighborhood to live in can be really tough with financial limitations. Just keep an eye out for the types of people you see there, types of cars, activities, how many children/families, etc.
I am 100% with you on being self-sufficient as adults. It was a discussion I had to have with my husband once, when we were dating/living together/sharing finances; he was going out with friends one night, and borrowed money from his mom. It's not that we didn't have money, he just didn't have "enough" in his personal spending account. I was not a happy camper! But, he just did it because it's what he was used to, and he happened to be at her house that day. He completely understood when I explained being a self sufficient adult/partnership, he needs to come to me first about our finances, etc, - he's hasn't done anything similar since.