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I''m relatively new but I need some hugs right now...

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NOYFB

NOYFB

Ideal_Rock
Joined
Nov 16, 2008
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2,649
I know I''m new here and don''t know a lot of you, but I really need some hugs and some support right now. Hubby just lost his job. He''s been working for the same small audio/video/home theatre, etc, company for 8 years and they just went out of business today. And the worst part of it is that he''s not going to be paid for the past 2 weeks, so we have no paycheck coming this week...

I''m freaking out over here because we have a 5 year balloon mortgage that is due in May. We HAVE to refinance or we''re screwed. The housing market sucks so bad right now and I have no idea how much our place is worth at the moment. Plus...DH can''t apply for unemployment until AFTER we refinance, so luckily I was able to schedule an appointment with a mortgage broker tomorrow, but seriously, I have no idea what''s going to happen...

I need dust, prayers, thoughts, vibes, whatever you all have available...

Thank you!
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I''m sorry hon, that''s a tough position to be in. LOTS of dust your way!!!
 
Date: 1/19/2009 3:03:57 PM
Author: neatfreak
I''m sorry hon, that''s a tough position to be in. LOTS of dust your way!!!
Click to expand...
Ditto, dusting as hard as I can!
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Sending HUGS and tons of dust!
 
Thank you all so much! It means a lot.
 
I''m so so sorry to hear your bad news. I really hope that something can work out for the positive for you. Sending you a big hug and lots of good thoughts! PS is a very good place for moral support! Trust me on that one!
 
More dust coming your way. My DH is also scheduled to lose his job in about a month. (I am actually grateful that we got some notice). We keep trying to look at the situation optimistically. Luckily, our tax return will be a good one so we''ll be able to float for a while. But, other than that, our motto is "change offers opportunity."

Good luck to you both.
 
Aw, honey I'm so sorry you are going through this. Just remember, things are just things....hold on to your husband right now because I'm sure he is feeling down right now. Don't let the stress of the situation get to your relationship...you will get through this tough time.
 
So sorry to hear this. Best of luck!
 
So sorry you and your DH are dealing with this - huge hugs and tons of dust headed your way that it works out!
 
Oh, my, I am so very sorry to hear this! I am afraid things are going to get much worse in this economy before they get better. One good thing is that mortgage rates are very low now, so hopefully it will work out for you! I''ll pray that it will! {{{hugs}}}
 
LM, I''m so sorry to hear about your husband''s job. I can understand your situation because for a long time, my husband was the only one with a steady income. I was always inbetween jobs. We were so broke at one point that our checking account was in the negative hundreds. We lived on Ramen Noodles and Spam. We were also a few months behind in our mortagage...and had a notice of foreclosure if we didn''t catch up on our payments. We had our electricity cut off. We even had to borrow money from our parents.

Over time, things did get better. I found a full time job and our expenses became more manageable. One thing I can say about struggling financially is that it forces you to be smarter about your expenses. You also learn to do without a lot of things, especially on a budget. You become better with prioritizing your want vs. need list.

Sending you and your husband lots of
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HUGS, DUST and PRAYERS
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.

Things will get better soon! And no matter what happens, don''t be afraid to ask for help.
 
I am sorry you are having a tough time. Keep talking and remember that this is happening to you both; be kind to each other.
 
I''m so sorry, I really hope he can find an even better job soon
 
You all are so sweet! Thank you so much! He is commiserating with a few other (former) employees of the company and trying to figure out if they can start up their own business. It''s possible, I think, but it still means that for the next few months (at least) we will be venturing into unchartered territory with no idea how things will work out...

I am trying to maintain a positive attitude. I really am. But it''s hard not knowing if we''re going to be able to pay our bills...
 
We have been laid off a couple times (one recently) and it was a stressful nightmare. Both times however we have ended up on better footing. We are now doing our own thing and loving it.

We did a good job as far as finding work but here is what I wish I had done a better job of and need to continue improving on since we are still dealing with the aftermath of all that stress.

Here is what I needed to do a better job at-

#1 I needed to let all the small stuff go. Resist the temptation to bicker about stupid stuff or take out your frustration on each other. Always remember you are a team.

#2 Find a good way to deal with the stress. Whatever your bliss is find it even for short bursts. I let the whole self care thing go because I was so stressed. And I got sick as a result. Don''t do what I did. Had I been doing yoga, meditation etc. I would have been able to cope much better.

Know that you are in great company. We know tons of people going through this and many of them are top talent. Often the people who have worked for their companies the longest and are the most talented are let go of in favor of keeping newbies and paying them appallingly low wages and over working them to utter exhaustion.

You can get through this and you can come out better on the other end. I am so sorry because it really is an awful yucky mess to wade through but you can do it.

Giant hugs

Mrs.2Artists
 
I''m sending (((((HUGS)))) & prayers your way Lil Misfit.

~SL.
 
So sorry and I have dust coming your way! My hubby lost his job in October so I know what you are going through. The advice offered by others on here is great advice, especially to be kind to each other and be a team...and to take time to de-stress. I will hope for you as I hope for us....when one door closes another one opens....
 
That really sucks - I hope everything goes well with your refinance and that your husband and his coworkers can figure something out. >>>>>>
 
Much dust sent out to you!

Best of luck.
 
Oh, I''m so sorry you''re going through this stress! We''ve been through this sort of thing several times unfortunately, but each time actually led to a better job. In fact, my husband is facing another lay off right now, but has a new job lined up as a fallback and it may work out even better again. So I believe this will be a time of opportunity for you! I don''t know anything about the mortgage situation (I''m in Canada). I know that you can call some creditors and ask for reductions in financing rates (like credit card companies). They don''t mind extending time usually, as long as you can make some payments. Our bank would also have let us miss a few mortgage payments if it was pre-arranged (yours may not of course). Take care and good luck! You might want to see a credit counsellor (free one) if you think things are going to go on for a longer period.
 
***Dust*** to you! I"m sorry you are having to go through this rough time. I hope everything works out for you!
 
I''m really sorry to be reading this right now. It''s very sad to read about people losing their jobs in such a bad econom. Who knows I may be there right with everyone in a week we''ll see.

Loads of dust to you and your family. I wish your husband the best of luck in finding a new job!
 
That sounds really tough. I''m so sorry. Sending lots of dust to you and your husband.
 
Lots of dust coming your way. Hope that a new and better job opportunity comes your DH''s way very soon..
 
Oh my... So sorry to hear that you are going through all of this! I hope everything comes out ok!
*DUST* *DUST* *DUST*
 
So sorry to hear your news. It seems so many people are now in situations like this.
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I hope everything goes ok with refinancing.
 
I am really sorry, too. I hate hearing about ANYONE getting laid off and its all your hear now. I wish you and your husband tons of dust. Keep us posted on what happens. I really believe in PS dust.
 
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