Jewelry financing

[jmarshall]

I think I'm going to pick out a setting now, no reason that it shouldn't still be available in 3 months...... Will pick a diamond when it gets closer... I don't want to have the ring here, but certainly don't want to have it sitting in a store for a while either. How do those online retailers deliver?

 

[diamondseeker2006]

They will deliver overnight FedEx, usually. But you just mean pick the setting now so you know what to tell them to order when you choose the diamond, right?

Can I show you a few of my favorites?

 

[rubybeth]

I think your budget would make very close to 1 carat possible, if you are okay with lower color or clarity. James Allen has this 1 carat, H VS2 princess with a GIA report, for $3,860, plus they do a Pricescope discount (I can't remember how much, but any little bit helps): http://www.jamesallen.com/#!/loose-diamonds/princess-cut/1.00-carat-H-color-VS1-clarity-sku-199848 There are other 1 carat or close to 1 carat stones, as well, I just think this one is pretty.

And a simple 18k solitaire setting is $445: http://www.jamesallen.com/#!/engagement-rings/solitaire/18k-white-gold-2mm-knife-edge-solitaire-engagement-ring-item-7027

If you want pave, this setting is $650, which wouldn't be too much over your budget: http://www.jamesallen.com/#!/engagement-rings/pave/18k-white-gold-thin-french-cut-pave-set-diamond-engagement-ring-item-289

A halo (with plain shank, my favorite!) is $900, also not too much over budget that you couldn't put it on a credit card and pay it off in a few months: http://www.jamesallen.com/#!/engagement-rings/halo/18k-white-gold-pave-halo-diamond-engagement-ring-princess-center-item-6792

 

[diamondseeker2006]

I like WhiteFlash and Good Old Gold because I think you'll find it easier to get an ideal cut princess and a better quality setting.

This is my favorite WF setting with diamonds on the shank (and you can see a princess set in it at the bottom of the page):

http://www.whiteflash.com/engagement-rings/diamond-settings/legato-sleek-line-pave-diamond-engagement-ring-422.htm

GOG carries many, many brands of settings, so the choices could be endless, but Gabriel and Co. is a nice brand for settings. Here is a whole page of settings that can be ordered with a princess head:

http://www.gabrielny.com/engaged/styles/2?category=ER&style=Straight&default_head_shape=PR

You'll see that white gold is more economical, but I really like platinum better if the budget allows.

Your budget of around $8000 will be perfect to get a nice 1+ ct stone and setting!

A top cut quality diamond in 1 ct G VS2 will run around $6300, but you maybe could go to H or I color and go a little larger at that budget for the stone. I just wouldn't go lower than I in a princess because they tend to show the tint when the colors go lower. But you'll have to see what is available at the time you are ready to order!

http://www.whiteflash.com/loose-diamonds/princess-cut-loose-diamond-2835508.htm

http://www.whiteflash.com/loose-diamonds/princess-cut-loose-diamond-2835909.htm

http://www.goodoldgold.com/diamond/10403/

http://www.goodoldgold.com/diamond/10122/

 

[jmarshall]

They will deliver overnight FedEx, usually. But you just mean pick the setting now so you know what to tell them to order when you choose the diamond, right?

Can I show you a few of my favorites?

Exactly.... Have one picked out to order when the time comes I find a stone.... Plus if I know what the setting will cost I will have a better idea of what I can spend on a stone.

 

[jmarshall]

And, while I am doing my pre-purchase research, is there any reason that I shouldn't insure the ring with my current insurance agent? He said he could write an inland marine policy specifically for the ring instead of using a rider on another policy......