I hope you aren't actually serious. That's a tremendous amount of money to spend in cash when you are 62 with little or no retirement. Ouch.He just wants me to make a decision. Do we have a retirement fund NO. So its also something I don't bring up alot as 12-20,000 is alot to spend when you have little retirement .
I hope you are happy with your choice and I also hope you aren't serious with the comment.