Iowa Lizzy
Brilliant_Rock
- Joined
- Jul 2, 2008
- Messages
- 1,667
Date: 3/28/2010 1:36:29 PM
Author: jcrow
taovandel - just want to throw another option your way... financing the house just on your credit without using your husband''s. i know some couples that have done that because one or the other doesn''t have enough credit. and you might be surprised how much they will approve you for!![]()
My FI and I did this. His credit is much better than mine. The mortgage is in his name only but at the closing, he signed a "quit claim deed" that essentially gives half the house to me. He pays the mortgage every month, but I paid the 20% down payment. It was the best option for us. Especially since we aren''t yet married.