stephbolt
Brilliant_Rock
- Joined
- Dec 11, 2008
- Messages
- 1,072
We had some major financial goals like paying off debt, buying a new home, and DH making partner at his firm...we are making good progress on the debt, bought a house in October, and DH will likely make partner in July so we are on track with all of that.
I realized last week we probably should have switched me over to DH's insurance during open enrollment in October. I currently am a long term temp, and have my own individual policy without great coverage (and with high deductibles). I've had this policy since before we were married. DH works for a small law firm that doesn't offer coverage to employees so he has a policy through the local bar association. We thought about switching me when we got married, but we save a few hundred/month now by keeping the status quo, but I never realized that by not doing it right away we would limit ourselves to only being able to add me once a year in the future.
We may have to delay our TTC timeline depending on what we find out with coverage on each of our plans and whether his plan will consider pregnancy pre-existing. Since we discovered it right before the holidays and TTC is at least six months out we ignored it for the time being, I'm also up for a permanent position at work that would cancel out the issue, as I'd get much better and much cheaper insurance if I was offered that position. Anyway, thought I'd mention it as another duck to get in a row before TTC - hopefully it helps someone else!
I realized last week we probably should have switched me over to DH's insurance during open enrollment in October. I currently am a long term temp, and have my own individual policy without great coverage (and with high deductibles). I've had this policy since before we were married. DH works for a small law firm that doesn't offer coverage to employees so he has a policy through the local bar association. We thought about switching me when we got married, but we save a few hundred/month now by keeping the status quo, but I never realized that by not doing it right away we would limit ourselves to only being able to add me once a year in the future.
We may have to delay our TTC timeline depending on what we find out with coverage on each of our plans and whether his plan will consider pregnancy pre-existing. Since we discovered it right before the holidays and TTC is at least six months out we ignored it for the time being, I'm also up for a permanent position at work that would cancel out the issue, as I'd get much better and much cheaper insurance if I was offered that position. Anyway, thought I'd mention it as another duck to get in a row before TTC - hopefully it helps someone else!