SirGuy
Shiny_Rock
- Joined
- Jun 14, 2014
- Messages
- 441
Ouch. In all candor, our client list includes some pretty sharp people.most people are ignorant.
If you want us to recommend your settings you NEED to do three things:
1. Post real pictures of the settings.
2. Start using better quality melee. And I'm not just talking color and clarity. Cut matters with melee too. I've actually OWNED JA's melee. And I can tell you it is very nice quality.
3. Make sure your metal work and finish details are at least as good as those seen on JA.
I really very it hard to believe that your settings of yours are really of similar quality as those on JA that posts real life images, uses quality melee usually around F/G VS. I just do not buy it. There's no evidence to support it.
Is the pave done overseas in China?
Diamond_Hawk|1404509921|3706906 said:Is the pave done overseas in China?
Let me check to see whether our sourcing is considered proprietary/competitive, or if I’m at liberty to discuss it.
While it is true that the value today is what was paid for it that may not be true next week.Gypsy|1406092292|3718842 said:Oh boy.
You appraisals are inflated. This a common problem. Bad appraisers are a dime a dozen. The ring is worth what you paid for it. Not more. Please do not insure for more than the stone is worth. Insure only for what you paid.
I would agree with both these views in that you don't want to pay a premium on inflated valuation. But there is something to be said for having a reasonable cushion against rising prices. Also there is the concept of fair market value which is usually defined by a standard that implies that in order to get whole the insured should be able to go to the most convenient local market and purchase a replacement of like kind and quality off the shelf without shopping for the best price or negotiating. There is often a fairly significant delta between pricing between many online businesses and brick and mortar. So it's good to have accurate valuation for normal retail.Karl_K|1406134218|3719147 said:While it is true that the value today is what was paid for it that may not be true next week.Gypsy|1406092292|3718842 said:Oh boy.
You appraisals are inflated. This a common problem. Bad appraisers are a dime a dozen. The ring is worth what you paid for it. Not more. Please do not insure for more than the stone is worth. Insure only for what you paid.
I like to insure at cost + 30% and keep an eye on prices every year.
I would talk to the appraiser about the value conclusion if it was above cost+30% if it was me. I didn't see the total price mentioned here to see how much higher the appraisal was than purchase price but maybe I missed it.
It is a good sign that 2 people did not find any issues.
Gypsy|1403945405|3702672 said:Please post pictures when you get it! And congratulations!