- Joined
- Apr 3, 2004
- Messages
- 33,852
insurance this ,insurance that....
- Thread starter Dancing Fire
- Start date
- Status
aphisiglovessae
Brilliant_Rock
- Joined
- Apr 15, 2005
- Messages
- 1,140
bar01
Brilliant_Rock
- Joined
- Jul 13, 2004
- Messages
- 622
Everything you mention (except pet) plus - short/long term disability, dental and vision insurances.
My guess (ball park) is that all this costs our family household about $9000 per year. With Health insurance being more than half of that.
Lots of money, especially the health insurance, but I sleep better at night knowing I am fortunate to have good coverage and can afford it for my family.
My guess (ball park) is that all this costs our family household about $9000 per year. With Health insurance being more than half of that.
Lots of money, especially the health insurance, but I sleep better at night knowing I am fortunate to have good coverage and can afford it for my family.
- Joined
- Aug 12, 2005
- Messages
- 19,495
Are you kidding? Hubby and I were just talking about whether we should insure our watches (just Tags, around $4k total) and saying, why should we pay an extra x amount of dollars plus what we pay for my ring per year, plus my car insurance (he drives a company car, so thankfully we don''t have to worry about his.) But then there is homeowners, etc. When does it end? Never, right?
Just_Looking
Rough_Rock
- Joined
- Feb 11, 2006
- Messages
- 7
Gemklctr
Shiny_Rock
- Joined
- Aug 7, 2005
- Messages
- 451
You''re right about the cost DF, but it might be advisable to add a personal liablity umbrella policy as well! They are not that expensive for even a million dollars in coverage, and they pick up liability above your home, auto, etc. Very useful if you have significant assets to protect, especially if you have teen drivers.Date: 2/25/2006 2:39:06 PM
Author:Dancing Fire
do you feel like you work just to support the insurance companies.?
home
auto (if you have teenagers driving
)
life
health
jewelry
pet ?
depending on where you live...flood,earth quake,tornado.
- Joined
- Apr 3, 2004
- Messages
- 33,852
GKDate: 2/26/2006 9:42:02 AM
Author: GemKlctr
You''re right about the cost DF, but it might be advisable to add a personal liablity umbrella policy as well! They are not that expensive for even a million dollars in coverage, and they pick up liability above your home, auto, etc. Very useful if you have significant assets to protect, especially if you have teen drivers.Date: 2/25/2006 2:39:06 PM
Author:Dancing Fire
do you feel like you work just to support the insurance companies.?
home
auto (if you have teenagers driving)
life
health
jewelry
pet ?
depending on where you live...flood,earth quake,tornado.
i think it''s like an extra $400 per yr.
Gemklctr
Shiny_Rock
- Joined
- Aug 7, 2005
- Messages
- 451
You''re right about the cost DF, but it might be advisable to add a personal liablity umbrella policy as well! They are not that expensive for even a million dollars in coverage, and they pick up liability above your home, auto, etc. Very useful if you have significant assets to protect, especially if you have teen drivers.
GK
i think it''s like an extra $400 per yr.
That sounds about right. I guess everything is relative. $400 is not chump change, but compared to $10-15,000 for health insurance, $2,000+ for car insurance, thousands for homeowners and life/disability insurance, etc., the amount of coverage is much less per dollar because it only kicks in when the primary is exhausted. It only makes sense if you have substantial assets (like diamonds
) to protect.
GK
i think it''s like an extra $400 per yr.
That sounds about right. I guess everything is relative. $400 is not chump change, but compared to $10-15,000 for health insurance, $2,000+ for car insurance, thousands for homeowners and life/disability insurance, etc., the amount of coverage is much less per dollar because it only kicks in when the primary is exhausted. It only makes sense if you have substantial assets (like diamonds
- Status
300x240.png)