DiamondSmitten
Shiny_Rock
- Joined
- Dec 4, 2006
- Messages
- 257
Ok ladies and gents I need some input.
I met with the jeweler my engagement ring from the punk who kicked me into the dresser was purchased from. We discussed the following options for me unloading the ring.
Background:
The ring was originally 6900 for the asscher and 2200 for the setting.... 9100... 9737 total with tax
Option 1) He buys it back from me for 5000 outright
Option 2) My awesome BF and I pick a diamond from them at 7900 or more total and he takes my asscher out, gives me the setting to make a RHR out of at a later date and credits me for the ENTIRE 6900 originally spent on the stone. I would probably put a colored stone in the setting.
Option 3) They keep the ring on premises and lock it in the vault at night with everything else. I saturate the local craigslist (philly, south jersey, central jersey and delaware) with ads about the ring. They will show it to prospective buyers, verify quality of diamond setting etc... AND they are willing to finance it through the finance company they use OR let someone run a credit card there and give me the cash minus the actual processing cost of the CC or Credit application. I negotiate the price myself and get the profits ... they get nothing.
Option two allows me to lose no equity.... BUT the ex left me with a ton of HIS CC debt he hid from me and doesnt allow me to pay any of that back.... BUT would allow me to get a great ERING with the current BF
Option three sounds peachy... but its going to be so hard to sell it this way.
5000 would make a big dent in the debt...but its a 4737 loss on the original purchase.....
so ladies and gents.... what would YOU do??
I met with the jeweler my engagement ring from the punk who kicked me into the dresser was purchased from. We discussed the following options for me unloading the ring.
Background:
The ring was originally 6900 for the asscher and 2200 for the setting.... 9100... 9737 total with tax
Option 1) He buys it back from me for 5000 outright
Option 2) My awesome BF and I pick a diamond from them at 7900 or more total and he takes my asscher out, gives me the setting to make a RHR out of at a later date and credits me for the ENTIRE 6900 originally spent on the stone. I would probably put a colored stone in the setting.
Option 3) They keep the ring on premises and lock it in the vault at night with everything else. I saturate the local craigslist (philly, south jersey, central jersey and delaware) with ads about the ring. They will show it to prospective buyers, verify quality of diamond setting etc... AND they are willing to finance it through the finance company they use OR let someone run a credit card there and give me the cash minus the actual processing cost of the CC or Credit application. I negotiate the price myself and get the profits ... they get nothing.
Option two allows me to lose no equity.... BUT the ex left me with a ton of HIS CC debt he hid from me and doesnt allow me to pay any of that back.... BUT would allow me to get a great ERING with the current BF
Option three sounds peachy... but its going to be so hard to sell it this way.
5000 would make a big dent in the debt...but its a 4737 loss on the original purchase.....
so ladies and gents.... what would YOU do??
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