Venue wants insurance?

[ladyciel]

Has anyone here dealt w/ a venue that requires you to provide general liability insurance covering your event there? The botanical gardens we want to use just sent us the contract to look over and sign, and there is a clause which states:

"User shall carry general liability coverage covering the Event of at least $500,000 per occurance. Prior to the Event, the User shall furnish [venue] a certificate of insurance showing the required coverage. Any permitted use of alcohol at the Event requires agreement to the Alcohol Rider and additional insurance requirement."

Thankfully we won''t be serving alcohol there, so that last part can be ignored. Can anybody suggest insurance companies for this type of coverage? Our renters/car insurance is through State Farm, so I''ll call them on Monday and see what they say, but any advice you guys can give would be great!! TIA!

 

[neatfreak]

We have 300,000 of general liability that comes with our renters insurance also through state farm and I know we could have gotten more. So I would think it would be an easy and pretty cheap thing to get.

 

[FireGoddess]

We had to get $1 million of insurance (and we did NOT have the reception at a really really swanky place!!). I can't remember the company we used...something like WedSafe or something? We didn't go through our own insurance - got a policy from a company that strictly does the wedding type insurance.

Here it is - found it. http://www.wedsafe.com/

 

[Pandora II]

Yup!

Every event I ever do I have to provide £1 million insurance. It''s not that much of a hassle to get and many wedding insurers do it as standard. It''s protection for you as much as them.

My venue is even worse because I have to provide a risk assessment for every vendor and a PAT certificate for any electrical items used.

I HATE doing risk assessments. Luckily I do one for work every year so I can copy the same format.