amc80
Ideal_Rock
- Joined
- Jun 18, 2010
- Messages
- 5,765
nkarma|1396542978|3646652 said:amc80|1396542118|3646645 said:IndyLady|1396483362|3646197 said:amc80|1396482376|3646193 said:IndyLady said:Heaven forbid that poor people want to be part of a community; or want to eat a steak or enjoy something. Ribeyes should only be for the rich and entitled. Poor people should only eat poor people food, right?
If someone is taking me out to dinner, I don't order the most expensive thing on the menu just because I'm not paying. I also don't order a bunch extra to take home and feed my friends.
If someone can use their benefits to buy steak and lobster or feed their neighborhood, they either 1) are getting too much in benefits, or 2) don't need the benefits to begin with. The point of social aid is to be temporary help for times when people need it. It is supposed to get them through until they can stand on their own two feet. It isn't supposed to allow them to live frivolously. And yes, steak is frivolous.
Or they are making a sacrifice, and going without food for the sake of being able to contribute to their community.
Why do you feel like its ok for you to determine what is frivolous for another person? Would you feel the same if someone more rich than you said that you shouldn't be able to have a mortgage and still purchase diamonds? f you have debt, even 'understandable debt' like a mortgage (that the government has had to remedy) or government subsidized student loans, should you be allowed to buy a frivolous luxury good like a diamond?
There are standards in place to determine eligibility. I'm grateful to live in a country that values freedom, where the government and the citizens can't exclude me from buying a certain cut of meat because I'm too poor to be allowed the choice to eat steak for one dinner and ramen for the rest.
A mortgage is not government aid. The only person paying my mortgage (or credit cards) is me. With interest. If I choose to make the minimum payment and have more free cash flow to buy diamonds, that's my choice. I will pay for it in the end with more money having gone to interest. My choice. Because it's MY MONEY. The only way it would be irresponsible is if I defaulted on loans and filed bankruptcy and didn't end up paying off the loan. A subsidized student loan only means that the government is paying the interest while I'm in school. After graduation, I'm on the hook for the interest. But if a student is getting subsidize loans and is off buying diamonds while in college, then I would say they ARE abusing their aid and probably don't need it in the first place.
Your tax deductions for your mortgage (HMI) are government aid.
http://online.wsj.com/news/articles/SB10001424052702304709904579407111906612936
Perhaps if I itemized that would be the case. The standard deduction is still bigger, even with my mortgage. I get the same deduction as everyone else who files using the standard deduction.